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Southwest Bancorp Reports First Quarter 2008 Earnings per Share of $0.36
Date:4/17/2008

21,525 19,957 20,316

Net interest income 21,807 23,507 23,676 22,583 22,714

Provision for loan

losses 2,236 2,464 2,149 2,107 1,861

Other income:

Service charges and fees 2,457 2,831 2,548 2,306 2,235

Gain on sales of loans 840 783 548 800 1,208

Gain (loss) on

investment securities 1,245 5 108 1,919 (448)

Other noninterest income 172 481 452 429 345

Total other income 4,714 4,100 3,656 5,454 3,340

Other expense:

Salaries and employee

benefits 9,222 9,838 8,966 8,358 8,125

Occupancy 2,458 2,540 2,514 2,388 2,403

FDIC and other insurance 453 225 134 140 123

Other real estate, net 10 64 (12) (41) (69)

Unfunded loan commitment 145 368 675 151 (65)

Other general and

administrative 3,542 4,638 3,885 3,812 6,314

Total other expenses 15,830 17,673 16,162 14,808 16,831

Income before taxes 8,455 7,470 9,021 11,122 7,362

Taxes on income 3,247 2,949 3,505 4,281 2,862

Net income $5,208 $4,521 $5,516 $6,841 $4,500

PER SHARE DATA

Basic earnings per

common share $0.36 $ 0.32 $ 0.38 $0.48 $0.32

Diluted earnings per

common share 0.36 0.31 0.38 0.47 0.31

Cash dividends declared

per share 0.0950 0.0925 0.0925 0.0925 0.0925

Book value per share 15.52 15.16 14.92 14.53 14.14

Tangible book value

per share
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SOURCE Southwest Bancorp, Inc.
Copyright©2008 PR Newswire.
All rights reserved

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