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Social Security Disability Can Be Key to Financial Future
Date:8/29/2008

grams you may come into contact with through your employer or private insurance. The SSA pays only for total disability. No benefits are payable for partial disability or for short-term disability.

Eligibility for SSDI is based on your inability to work. There are a number of requirements for eligibility, and the SSDI application process can be cumbersome--but it's an option that should not be overlooked. Choosing a representative can help you begin and get through the SSDI process with less stress.

Focusing Next on Finances, Healthcare
"If you know that an expert is handling that part of your financial situation, then you can start to focus on the next steps--handling the bills, covering your mortgage and meeting your healthcare needs," Mr. Gada explained.

There are several financial issues to assess for the coming months, especially knowing that http://www.allsup.com/About-SSDI/SSDI-Process.aspx [the SSDI process] can take someone as long as two years or longer in order to receive benefits. Most people don't have the background of financial planners. But there are a number of ways to evaluate your financial circumstances and get a better picture of where things are headed and, if needed, alter course.

To make this evaluation process a little easier, Allsup offers http://www.allsup.com/Financial-Matters/Financial-Planning-Calculators.aspx [11 financial planning calculators] on its Web site. Each calculator highlights a specific financial perspective and helps answer key money questions for users. The financial topics include:

  • Evaluating the household budget. Setting up a realistic budget may be one of the ha
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