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Social Security Disability Benefits Can Be Crucial to Surviving With Spinal Cord Injury, Allsup Reports
Date:7/7/2010

ople are faced with losing their income right when it is needed most.”

Exorbitant healthcare costs are associated with spinal cord injuries, and many insurance plans have dramatically reduced coverage for hospital and rehabilitation. According to the United Spinal Association, in the first year after a spinal cord injury, when medical intervention is most concentrated, costs range from $209,000 to $710,000. Every year thereafter, those with spinal cord injuries experience annual healthcare costs between $14,000 and $127,000. An individual suffering a severe spinal injury at 25 years of age will have total lifetime costs between $624,000 and $2.8 million dollars, the association reports.

Despite the fact that people with disabilities face higher unemployment rates than the general public, about a third of people with spinal cord injuries continue to work. It’s essential for those who must quit working because of spinal cord impairments to consider applying for SSDI benefits because it guarantees regular income and automatic Medicare benefits. Individuals who qualify for SSDI are eligible for Medicare coverage 24 months after those benefits begin.

Because of the complexity of the application process, experienced SSDI representatives like Allsup professionals can make a significant difference.

“When it comes to the SSDI process, it’s all new,” Tobin said. “There is not a lot of immediate support for people who are injured to prepare them for the complicated and time-consuming proces
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