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Seniors Seek to Reduce Healthcare Costs as Premiums Increase Says MedicareSupplementPlans.com
Date:5/27/2009

Many seniors are analyzing and reducing their healthcare and insurance expenses during a hard-hitting economy.

(Vocus) May 27, 2009 -- Health Net implemented an across-the-board increase in California Medicare supplement insurance plan premiums July 1, 2009, causing many senior citizens to look for new ways to maximize healthcare dollars and minimize expenses says MedicareSupplementPlans.com.

Even for seniors not affected by the Health Net rate increase, in the current economy it could be beneficial to shop around, since costs vary between plans and insurance companies. Those 65 and older can compare rates, plans and benefits from several prominent insurance companies by visiting websites specializing in Medicare supplement insurance, by calling the various insurance companies one by one or to probe the yellow pages for a local health insurance broker, who may or may not have expertise with Medicare supplement insurance plans.

According to Sharon Davis, 67, of Rancho Palos Verdes, “I received a notification that my insurance was being increased again. I went on the Internet…and now I’m saving over $30 a month.”

Still, there is no way to entirely avoid rising insurance rates. AARP, Anthem Blue Cross and Aetna increased their California Medicare supplement insurance plan premiums earlier this year, and depending on the plan, rates can go up at regular intervals as seniors get older.

In light of those rate increases, coupled with the recession, and as IRAs and 401(k) retirement accounts continue to dwindle in value, seniors may have even more motivation to cut costs. Additionally, as federal bailout and stimulus monies are released, some economists warn of possible increasing inflation rates, a concern for many on fixed in
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Source: PRWeb
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