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Senior Market Sales Offers Discounted E&O Insurance for Agents
Date:2/9/2009

OMAHA, Neb., Feb. 9 /PRNewswire/ -- Senior Market Sales, Inc., a leading independent marketing organization (IMO), has partnered with Brown and Brown of California, Inc., dba CalSurance, to offer Errors & Omissions insurance for agents at significantly discounted rates. The initial open enrollment period launched Feb. 2, 2009. Insurance agents who are contracted with Senior Market Sales can now enroll for an 18-month policy effective March 1, 2009 to Sept. 1, 2010.

"This E&O insurance plan has the lowest rates we've seen," said Jim Summers, President of Senior Market Sales. "It is a significant value-add for our agents who are looking for ways to cut costs in this economy without hurting their business."

Agents must be producers with at least one carrier through Senior Market Sales to be eligible for the coverage. Four coverage options are available to accommodate agents in different product lines. For example, an agent who specializes in health insurance -- including Medicare Supplement, Medicare Advantage, final expense, long-term care and other group and individual accident and health insurance -- and has less exposure to E&O insurance claims pays less than one who also sells life and annuities.

"One of the exciting aspects of this program is the flexibility agents have to tailor their E&O coverage to their own practice," said Dwane McFerrin, Director of Medicare Solutions for Senior Market Sales. "An agent who only sells Medicare products doesn't have to carry extra E&O coverage or pay additional premiums for products he doesn't deal with."

Agents can further lower their E&O rates and deductibles by placing business through Senior Market Sales. For example, a health agent working exclusively with Senior Market Sales can get $1 million in coverage for only $539.70 for an 18-month policy. That's equivalent to about $30 a month. The premium for the same policy inc
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SOURCE Senior Market Sales, Inc.
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