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'Secrets Revealed By A Medical Collector, The Patient's Guide to Avoiding Bankruptcy'

SHAWNEE, Kan., Jan. 28 /PRNewswire/ -- With 27 years of experience in myriad aspects of the healthcare industry, Barbara Gail Kimberlin-Murphy reveals the behind-the-scenes knowledge she's cultivated in her new nonfiction guidebook, "Secrets Revealed By A Medical Collector, The Patient's Guide to Avoiding Bankruptcy" (published by AuthorHouse).

Kimberlin-Murphy informs and empowers the American medical patient and medical community with the top 10 secrets that patients need to know to avoid bankruptcy. As a personal witness to the pitfalls and traps of the healthcare industry, Kimberlin-Murphy provides invaluable advice and guidance for patients experiencing additional financial hardships on top of physical stress. "For every bankruptcy filed by a fearful patient, another newly available medical idea has either been postponed, or permanently put on hold, until our medical providers have the finances in place," Kimberlin-Murphy writes. "Our medical providers are primarily our physicians and hospitals. Our national healthcare system is suffering because of the fear our patients experience."

"Secrets Revealed By A Medical Collector, The Patient's Guide to Avoiding Bankruptcy" is written in layman's terms for patients, physicians and even Medicaid and Medicare programs. Kimberlin-Murphy explains what is happening behind closed doors and who benefits from the provisions of the Health Insurance Portability and Accountability Act (HIPAA). One piece of advice about liens on patients' houses Kimberlin-Murphy offers is:

        Some Corporate America-based hospitals will put a lien on a patient's
        home when the individual leaves one of its hospitals. It will remain
        there until the hospital is paid in full.

        This is, by far, the most surprising secret of all to patients.
        Absolutely no one from a Corporate America-based hospital tells the
        patient there has been a lien put on his or her home until after it
        is released. Granted, this does not happen everywhere, but it is
        becoming more and more common.

        After full payment is made, the patient receives a release of lien
        from the local civil court division in the mail. If the uninsured
        patient owns a home and was recently in a hospital supported by
        Corporate America, it would be a good idea to check with the local
        courthouse, and contact the local civil court division, to see if
        there were any liens filed on their home based on a hospital stay.

We become patients the minute that we are born, but we don't have to become victims of medical bankruptcy before we die, as long as readers take the advice of seasoned medical professional Kimberlin-Murphy and read "Secrets Revealed By A Medical Collector, The Patient's Guide to Avoiding Bankruptcy."

About the Author: Barbara Gail Kimberlin-Murphy has worked within the medical community for 27 years. During that time, she has worked toward her college degree and become a wife, mother and debt collector for physicians. "Secrets Revealed By A Medical Collector" is her first book.

AuthorHouse is the premier book publisher for emerging, self-published authors. For more information, please visit

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SOURCE AuthorHouse
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