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Revisions to Health Care Reform Must Include Rate Freeze, Rate Regulation and States' Rights Provisions, Says Consumer Watchdog
Date:3/8/2010

overage. The so-called "nationwide plans" in the Senate bill will further enable this deplorable tactic if, as the bill is currently drafted, they may bypass state consumer protections. This exemption from state laws, which will encourage a race to the bare-bones bottom of insurance coverage and allow insurers to cherry-pick younger, healthier customers, should be eliminated.

5. Provide legal accountability. Patients who have health coverage paid for in part or full by employers are currently unable to hold insurers legally accountable for denying medically necessary treatments. 132 million Americans with private employer-paid health coverage cannot recover damages against an insurer even if the company's failure to approve treatment kills a loved one. The loophole was created by a 1987 Supreme Court decision in the case of Pilot Life v. Dedeaux. If government requires the purchase of health insurance policies, it must guarantee access to justice when insurers wrongfully deny treatment to patients. For more information, go to: http://www.consumerwatchdog.org/patients/EqualJusticeForPatients/

Consumer Watchdog is a nonpartisan consumer advocacy organization with offices in Washington, D.C. and Santa Monica, CA. Find us on the
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