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Revisions to Health Care Reform Must Include Rate Freeze, Rate Regulation and States' Rights Provisions, Says Consumer Watchdog
Date:3/8/2010

val rate regulation for auto insurance, Proposition 103, has saved drivers in California $62 billion since 1988, and is a model for health insurance reform. Read more in a 2008 Consumer Federation of America report at: http://www.consumerfed.org/elements/www.consumerfed.org/file/finance/state_auto_insurance_report.pdf

3. Broaden states' rights to expand coverage. With multiple compromises that eliminated key pieces of reform, states must have the ability to expand upon national reform to provide better coverage for their citizens by 2014. Under the Senate bill states may apply to use federal Medicaid, tax subsidies and other funds for alternate, state-based health reform. The follow-up bill should add an explicit right for states to establish universal coverage similar to Medicare for all residents, and make automatic any federal waivers necessary for states to take control of their health care systems, including Medicare and ERISA waivers.

4. Bar "nationwide plans" from escaping state rules. As the recent Blue Cross premium-hike scandal has shown, insurers will attempt to push customers into low-benefit policies with high out of pocket costs by ratcheting up the price of comprehensive c
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SOURCE Consumer Watchdog
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