"Americans appreciate that fixing the individual market is key to improving the whole system of health care in this country," said Ganz. "And they have said they want reforms to come immediately. Many have personally struggled to find affordable insurance in the individual market, especially those with low incomes or less than perfect health."
Some of Regence's ideas for reform are: -- One national reform policy with the involvement of the federal, state and local governments, health insurance companies and health care providers, -- Elimination of medical underwriting to ensure individuals will not be denied coverage or forced to pay excessive premiums because of preexisting conditions or poor health status, -- Guaranteed coverage and a standard minimum benefit covering hospital services, doctors' visits, prescription drugs, necessary medical equipment and preventative care, -- Community rating to account for age and geographic rate adjusters, -- Standardized enrollment period to ensure a high degree of stability, -- Development of a public-private partnership to ensure coverage for those with extraordinary medical needs, and -- Meaningful subsidies to ensure affordability.
"The health insurance industry's growing interest and engagement regarding individual market reform is encouraging," said Ganz. "These poll results underscore the sense of urgency regarding the individual market, and we believe Congress should place a high priority on this issue in terms of overall health care reform."
About the Poll
This survey was designed and analyzed by Regence and the Glover Pa
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