Navigation Links
Refuting Misconceptions About Health Insurance Mandates
Date:4/21/2009

OKLAHOMA CITY, April 21 /PRNewswire-USNewswire/ -- Costs to families and businesses are increasing everywhere from the local grocery store to the neighborhood gas station. That is why it is more important than ever to keep health care affordable and accessible to all Oklahomans.

Holding down the costs of health care may seem like an impossible task, but controlling costs is a challenge we can meet if all stakeholders - consumers, employers, health care professionals, policymakers and health insurers - work together to find solutions.

What are health plan cost drivers?

Increases in your health plan premiums are driven by many outside influences including:

  • general inflation
  • increased utilization of services due to increased consumer demand
  • new medical treatments
  • more diagnostic testing (due in part to the practice of defensive medicine)
  • an aging population and increasingly unhealthy lifestyles
  • increased costs of labor and higher priced technologies
  • government mandated premium increases in the form of mandated offerings, and
  • government mandated contract terms between private entities

Oklahoma citizens can make an impact by addressing the last two drivers. The Affordable Access to Health Care Coalition encourages citizens to contact their state legislators and ask them to stop legislating premium increases through mandated offerings and contracting requirements.

What is a government mandated premium increase?

When the government mandates that certain items be included in your contract, it results in an increase in your or your employer's health care plan premium due to the increased cost. The Oklahoma Legislature has mandated many items in past years, often including those that serve a small percentage of individuals or special interest groups.

Employers seeking to offer attractive benefit packages to their employees are limited in their choices by mandated benefit packages. Rather than providing a "one size fits all approach," the government should instead allow employers to analyze their costs versus coverage with their health insurer to put together a benefit package that is tailored to meet the needs of their employees.

While mandates may be well intentioned, the required added costs they generate make health insurance less affordable. By refusing additional health insurance mandates, legislators are protecting the best interests of consumers and small businesses who could become priced out of the market by increased costs.

For more information about these cost drivers and to learn how you can help be a part of the solution, visit www.affordableaccesstohealthcare.org.

The Affordable Access to Health Care coalition is comprised of members dedicated to providing an accurate source of information about health care funding, financing and coverage in Oklahoma.


'/>"/>
SOURCE Affordable Access to Health Care Coalition
Copyright©2009 PR Newswire.
All rights reserved

Related medicine news :

1. Tourette syndrome misconceptions only one battle for patients
2. Video: New Survey Reveals Misconceptions About Forming New Habits
3. When the Tooth Fairy is Not Enough: A Collection of the Most Common Misconceptions in Oral Health Care Set in a Parent-Friendly Book
4. Fear, misconceptions about screenings keep many African-Americans from getting mammograms
5. Shining a Light on Sunscreen: Sun Protection Misconceptions Unveiled by Dr. Jeffrey Dover and CVS/pharmacy
6. Dr. Lance H. Brown President-Elect of Dermatologic Society of Greater New York Fights Misconceptions About Sun Protection and Skin Care in Support of Skin Cancer Awareness Month - May
7. Pet Owner Survey Finds Misconceptions About Aging Pets; Debunks Myths, Offers Advice on Improving Senior Pet Care
8. Misconceptions About Bipolar Disorder Explained, From the Harvard Health Letter
9. LUNA Pure Prevention Survey Confirms Breast Cancer Misconceptions
10. New Research Reveals Need for Doctors to Know About Medical Tattoos
11. Photos: Questions About Autism? The Brooklyn Autism Center Academy Can Help.
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:1/19/2017)... ... January 19, 2017 , ... Catalent Pharma ... drugs, biologics and consumer health products, today announced that it will be co-hosting ... in innovative excipients and drug delivery solutions to health industries worldwide. The one ...
(Date:1/19/2017)... ... January 19, 2017 , ... ... who administered fillers that resulted in severe facial disfiguration. After four frightening years ... by doctors at UCLA Medical Center, who removed the substances in a partial ...
(Date:1/19/2017)... ... 2017 , ... Ultimate Medical Academy (UMA) is preparing to ... making a difference in the lives of the next generation of healthcare professionals. ... educational institution, has more than 30,000 alumni and employs more than 2,000 professionals. ...
(Date:1/19/2017)... ... January 19, 2017 , ... Tribble Insurance Agency, a family owned and ... is inaugurating a charity event to honor Chad Phillip Dermyer, a local police trooper ... Chad Phillip Dermyer and his fellow officers were conducting routine stops of suspects when ...
(Date:1/19/2017)... San Mateo, CA (PRWEB) , ... January 19, ... ... now being taken in the 2017 Spring Create Real Impact contest from Impact ... through March 17 at http://www.createrealimpact.com . , Educational grants totaling $15,000 ...
Breaking Medicine News(10 mins):
(Date:1/19/2017)... 2017  Sensus Healthcare, Inc. (NASDAQ: ... the treatment of non-melanoma skin cancers and other ... therapy, today announced that it will report its ... on Thursday, February 2, 2017 after the market close. ... call with the investment community on Thursday, February 2, ...
(Date:1/19/2017)... 19, 2017   Science Exchange , the leading ... that the first five replication studies from the ... published in eLife today. Despite intense scrutiny around ... practical evaluation of reproducibility rates that may identify ... other assessments of reproducibility, the results of this ...
(Date:1/19/2017)... 2017 While various reports ... reducing the FDA,s regulatory strictness as a way ... drug industry, many of the leading biotech and ... and development of advanced drug treatments and therapies.  ... developments include:  Moleculin Biotech, Inc., (NASDAQ: ...
Breaking Medicine Technology: