Navigation Links
Recent Kwiksure Study Suggests Expat Drivers in Hong Kong More Likely to Make Traffic Accident Claims Than Locals

(PRWEB) August 26, 2013

Kwiksure has recently released a study that suggests that expat drivers in Hong Kong are much more likely to make claims for traffic accidents than local drivers. Although there has been a higher number of claims from locals so far this year, the number of claims relative to the number of drivers is much lower than that of expats.

So far in 2013, Kwiksure has reported 314 claims from HK locals, which is approximately 1.16% of the number of policies KS has activated for HK locals so far this year. However, while only 78 claims have been made by expats, it's approximately 2.04% percent of the number of policies KS activated for expats in HK so far in 2013.

These figures also align with those from last year. In 2012, KS recorded 1303 claims for locals and 332 claims for expats. However, KS activated 40,369 policies for locals and only 6,039 for expats. Along with this year's figures, the proportion of claims to new policies is almost twice as high for expats as it is for local drivers.

The experts at Kwiksure have given several possible explanations for these statistics.

Kwiksure's Motor Insurance Manager Ken Chung states, "Perhaps expats are more likely to get involved in traffic accidents, especially during their first years of driving in Hong Kong, because they have not yet adapted to the HK driving culture." Hong Kong is extremely congested, car parks and driving lanes can be narrow, and many other drivers on the road do not signal when changing lanes. Many of these expat drivers have also come from countries where they were required to drive on the opposite side of the road.

Chung believes that all of these problems are compounded by the fact that a large portion of expat drivers are not required to take a road test to obtain a driver's license in Hong Kong. Chung states, “The HK Transport Department is allowed to grant licenses to expats from certain countries without requiring them to take a driving exam, as long as they have an existing driver's license. This means that many expat drivers are driving on HK roads without the adequate level of preparation.”

Kwiksure experts will continue to track and compare the number of claims from HK expats and locals into the future. For more information visit

Read the full story at

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. In Another Recent Display of Cyber Politics, SEA Hackers Take on The Washington Post and Others
2. James Hollis’ New Book Hauntings Has Recently Been Released by Chiron Publications and He Will Be Appearing in Lafayette, LA
3. DePuy ASR Lawsuit News: Bernstein Liebhard LLP Notes Most Recent Developments in New Jersey DePuy ASR Recall Litigation
4. Employment Lawyers at Gilman Law LLP Investigate Independent Contractor Misclassification in the State of Massachusetts Following the Recent Fedex Decision
5. Bel Marra Health Reports on Recent Research Revealing A Gene To Restore Hearing Loss
6. Bel Marra Health Reports on Recent Research Revealing Water May be Contaminated with Prescription Drugs
7. Contrary to Recent "Life & Death in Assisted Living" Frontline Story, IPCed & myCNAjobs Report a Welcome Uptick in Higher Qualify Staffing and Training for Assisted Living
8. New Mexico Knee Surgeon James Lubowitz, M.D. has Recently Launched a New Educational Website for Patients
9. Biomet Hip Replacement Litigation News: Bernstein Liebhard LLP Reports on Recent Telephonic Status Conference in Federal Biomet Hip Lawsuits
10. Due the Recent Improvement in the Professionals' Database, FreelanceCoach Bounce Rate Has Been Decreased by 42%!
11. Mesothelioma Victims Center Now Urges A Family Of A Loved One Who Recently Died From Mesothelioma To Call Them About Compensation And Skilled Lawyers To Help
Post Your Comments:
(Date:11/27/2015)... ... November 27, 2015 , ... MPWH, the No.1 Herpes-only dating community in the world, revealed that ... ). More than 3.7 billion people under the age of 50 – or 67% ... WHO's first global estimates of HSV-1 infection . , "The data shocks us highly!" ...
(Date:11/27/2015)... ... , ... A simply groundbreaking television series, "Voices in America", which is hosted ... array of issues that are presently affecting Americans. Dedicated to providing the world with ... changing the subjects consumers focus on, one episode at a time. , In ...
(Date:11/27/2015)... ... November 27, 2015 , ... CBD College is proud to ... Programs (CAAHEP) awarded accreditation to its Diagnostic Medical Sonography program. CBD College is honored ... one of twelve colleges and universities in the state of California make the cut. ...
(Date:11/27/2015)... ... November 27, 2015 , ... Avid collector, Andrew Hawley ... Michigan boxing style concert posters. This is one of Joplin's most famous and beautiful ... at the University of Michigan in Ann Arbor. The According to Hawley, "It is ...
(Date:11/26/2015)... NV (PRWEB) , ... November 26, 2015 , ... Inevitably ... strategy. Many customers choose to buy during the Black Friday and Cyber Monday ... Shoppers don’t need to search the Internet high and low to find the best ...
Breaking Medicine News(10 mins):
(Date:11/26/2015)... 26, 2015 ... "Radioimmunoassay Market by Type (Reagents & ... Academics, Clinical Diagnostic Labs), Application (Research, Clinical ... 2020" report to their offering. ... addition of the "Radioimmunoassay Market by ...
(Date:11/25/2015)...  The total global healthcare industry is expected to grow ... Latin America has the highest projected growth at ... Japan ), is second with growth projected at 11.5%. ... healthcare expenditure. In 2013-2014, total government funded healthcare was nearly ... to 41.2% in 2013-2014. In real terms, out of pocket ...
(Date:11/25/2015)... 25, 2015  Linden Care, LLC, a retail specialty ... for patients suffering from chronic pain, said today that ... Restraining Order (TRO) enjoining Express Scripts from unilaterally terminating ... --> --> The company ... legal options. --> --> ...
Breaking Medicine Technology: