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Prudential Long-Term Care Product Simplifies Decisions
Date:3/3/2009

rse clients for 80% of their costs for all covered long-term care services, large and small, now and in the future. Unlike many other products which leave consumers to guess at the benefit amount they might need on a daily, weekly, or monthly basis, this product offers consumers a greater degree of flexibility in how they access their benefit dollars.

The product's standard features include:

- An Alternative Plan of Care benefit, which may cover new and emerging forms of care that do not become available until years after a consumer has purchased the policy.

- A Starter Benefit, which offers benefits when a sudden need arises, such as a stroke or car accident. In situations like these, this benefit could begin paying $1,500 a month in cash as soon as a chronic illness or disability is certified.

"Healthcare costs are continuing to skyrocket and the government has squarely placed responsibility for paying for long-term care on the shoulders of the individual," Cheung said. "Consumers continue to be faced with a wide range of risks when it comes to protecting their assets and income in retirement, as well as care decisions that can affect their quality of life. The ongoing market volatility and uncertainty underscores the value of long-term care insurance as a more stable source of funds to meet potential long-term care needs."

With over 20 years of long-term care insurance experience, Prudential is a leading long-term care insurance carrier. Superior service allows financial professionals to work easily and seamlessly across product lines, including long-term care insurance, life and disability insurance. In addition to individual long-term care insurance, Prudential also provides group long-term care insurance, providing producers with a single resource for all of
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Source: PRWeb
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Prudential Long-Term Care Product Simplifies Decisions
Prudential Long-Term Care Product Simplifies Decisions
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