Navigation Links
Professor Paul Zane Pilzer Outlines Impact of 2012 Election on Business Health Insurance
Date:12/13/2012

earning less than 400% of the FPL (~$92,000 for a family of four) per year who purchase a personal policy will receive a large federal subsidy on their premium if their company doesn’t offer a group plan. 

As a result, virtually every employer with less than 50 employees will switch from group coverage to simply giving employees tax-free allowances via an HRA to purchase their own individual policy. And many large employers will follow suit once they realize how large of a subsidy their employees receive if the employer doesn’t offer group coverage. 

Small businesses, defined as employers with less than 50 full-time employees, should switch now to a defined contribution HRA solution. This is because small businesses are not subject to any employer penalties for not offering traditional group health insurance coverage, and all of their employees now or will soon qualify for guaranteed issue individual health insurance. Employers and their employees can save a combined 50% in 2013 by switching now to individual vs group health insurance.

Large businesses, defined as employers with 50 or more full-time employees, need to carefully evaluate the cost and benefits of a defined contribution HRA solution along with the cost of applicable tax penalties for not offering traditional group health insurance coverage.  

The mass cancellation of employer-sponsored group policies may be an “unintended consequence” of Health Care Reform. Or, it may have been an “intended consequence”. Regardless of one's political point of view, health care reform is now the law and is causing employers, small and large, to drop their group employer-sponsored health insurance plan. 

For more information, contact a Zane Benefits HRA Specialist or complete the '/>"/>

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Page: 1 2 3

Related medicine news :

1. University of Southern Mississippi Professor Collaborates with Houston Police for Eyewitness Research Study
2. Grove Professor receives $1.5MM to study breast cancer therapies
3. Huddersfield professors ground-breaking research shows just how well the 2012 Games were run
4. UBC professor wins Canadas top pharmaceutical research award
5. Guys, take note: Male birth control pill may be ready soon, says Texas A&M professor
6. IHME professor named first health measurement winner of prestigious innovation award
7. From textbook to flexbook: Professor uses new collaborative tool in the classroom
8. President Obama names SF State math professor a top young scientist
9. Women professorships low in some Scandinavian universities due to sexism
10. Louisiana Tech biomedical engineering professor earns recognition, funding for research
11. Clemson professor awarded nearly $600,000 4-year grant to study language of plants
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:1/22/2015)... with its top dressmaking technologies, has been a leading dress ... its latest designs of wedding dresses and launching a site-wide ... all the fresh new products are designed for 2015, and ... off. All the clothes from LunaDress follow up with the ...
(Date:1/22/2015)... January 22, 2015 Gabe’s Chemo Duck Program is ... the first app ever created for kids with cancer. The Chemo ... and devices, is filled with enjoyable games to help children of ... The free app helps to keep kids entertained, educated and at ...
(Date:1/22/2015)... The Incredible Bulk is a revolutionary method put together by ... up to 30lbs in less than 12 weeks without traditional ... prompting an investigative review. , “Our Incredible Bulk review ... that allows the body to pack on a massive amount ...
(Date:1/22/2015)... January 23, 2015 AngelWeddingDress, the premier ... 2015 maternity wedding dresses. View website of ... looking for maternity wedding dresses online for a bridal ... with high quality for them. Its maternity wedding dresses ...
(Date:1/22/2015)... 2015 A new white paper by ... person-centeredness in the long-term care environment as well as ... continuum. The paper, “The Power of Person-Centeredness in Long-Term ... practices of the patient, resident and family experience in ...
Breaking Medicine News(10 mins):Health News:LunaDress Shows The Latest Styles Of Wedding Dresses In 2015 2Health News:Chemo Duck Launches First App Ever Created for Kids with Cancer 2Health News:Chemo Duck Launches First App Ever Created for Kids with Cancer 3Health News:The Incredible Bulk: Review Examining Ben Pakulski’s Brand New Bulking Muscle Building Diet Program Released 2Health News:AngelWeddingDress Has Recently Released Its Collection Of 2015 Maternity Wedding Dresses 2Health News:The Power of Person-Centeredness in Long-Term Care Explored by The Beryl Institute 2Health News:The Power of Person-Centeredness in Long-Term Care Explored by The Beryl Institute 3
... and California University insist that images from radiology scans, such ... of the genetic activity of a tumor. ... and treating patients individually, based on the unique characteristics of ... use imaging to directly reveal multiple features of diseases that ...
... studied how a naturally occurring chemical in the bodies ... the length of the daylight they face. ... estrogens increase aggression in the animal during the short ... among male mice, when daylight increases in the summer. ...
... two missing radiation detectors in the Himalayan ranges, another ... rivers, a Japanese filmmaker has warned. ,Yoichi ... runs an independent documentary-making agency, is asking all SAARC ... and recovery operations on the slopes of Mt Everest ...
... in favour of a ban on smoking in workplaces and ... ,Some 88 percent of citizens in the European Union want ... study by the European Commission, the bloc's executive arm. ... for anti-tobacco policies could help make European public and work ...
... methane gas leaking from a colliery in Jharkhand's Dhanbad district, ... from the Bathdih colliery of Bharat Coking Coal Ltd (BCCL) in ... of Barari Basti area who fell ill have been admitted to ... ,BCCL officials have rushed to the site to take ...
... Indian cricketer and commentator Maninder Singh, arrested for procuring ... official said Wednesday. ,"Maninder has confessed that ... deal with family problems. He first took drugs 10 ... A.S. Cheema told IANS. ,The Delhi ...
Cached Medicine News:Health News:'Star Trek'-type Scanning may Help Reveal Genetic Activity of Tumors 2Health News:Researchers Find Estrogen Governs Genes That Affect Aggression 2Health News:Are Main Rivers in Himalayas Under Threat? 2Health News:Are Main Rivers in Himalayas Under Threat? 3Health News:Maninder Singh Confesses of Using Drugs 2
(Date:1/23/2015)... , Jan. 23, 2015  Mallinckrodt plc (NYSE: ... has approved a share repurchase program. The open-ended authorization ... of Mallinckrodt plc ordinary shares. "Funding ... top priorities as we continue to pursue a range ...
(Date:1/22/2015)... , Jan. 22, 2015  BiOptix is pleased to ... as Vice President of Chemistry and Biochemistry. Scott joins the ... AstraZeneca Pharmaceuticals, and Amgen throughout the course of his ... "Scott is a nationally recognized thought leader ...
(Date:1/22/2015)... Corporation (NASDAQ: TECH ) announced today that ... new Simple Plex platform through its Proteins Platform division ... of the previously acquired CyPlex instrument platform from CyVek. ... immunoassay technology which integrates an innovatively designed microfluidic cartridge ...
Breaking Medicine Technology:Mallinckrodt plc Announces Share Repurchase Program 2Mallinckrodt plc Announces Share Repurchase Program 3Mallinckrodt plc Announces Share Repurchase Program 4BiOptix Expands Leadership Team with the Appointment of Dr. Scott Klakamp as Vice President of Chemistry and Biochemistry 2Bio-Techne Launches Simple Plex Platform 2Bio-Techne Launches Simple Plex Platform 3
... chairs with concave seats and standard-sized ... options like seats, backrests, armrests, and ... are recommended for the following environments: ... control, health care and office. • ...
... Basic ergonomic chairs with ... with lumbar support • Select ... and casters and glides. • ... the following environments: industry, education, ...
... Basic ergonomic chairs with concave seats ... • Select options like seats, backrests, ... BTT/1P chairs are recommended for the ... room, static control, health care and ...
... with concave seats and large backrests ... like seats, backrests, armrests, and casters ... Series for top performance in a ... laboratory, clean room, static control, health ...
Medicine Products: