ProAssurance Acquires Mid-Continent General Agency to Expand Ancillary Healthcare Insuranc... (ted pricingweaknesses in some markets; ...)

ProAssurance Acquires Mid-Continent General Agency to Expand Ancillary Healthcare Insurance Business

Date:12/15/2008

ted pricing weaknesses in some markets;

-- loss of independent agents;

-- our ability to purchase reinsurance and collect payments from our reinsurers;

-- increases in guaranty fund assessments;

-- our ability to achieve continued growth through expansion into other states or through acquisitions or business combinations;

-- the expected benefits from acquisitions may not be achieved or may be delayed longer than expected due to, among other reasons, business disruption, loss of customers and employees, increased operating costs or inability to achieve cost savings, and assumption of greater than expected liabilities;

-- changes in accounting policies and practices that may be adopted by our regulatory agencies and the Financial Accounting Standards Board;

-- changes in our organization, compensation and benefit plans;

-- our ability to recruit and retain senior management; and

-- our proposed transaction with PICA may not be approved by PICA's mutual policyholder or regulators.

Investors should not place undue reliance on any such forward-looking statements, which speak only as of the date made. The factors listed above could affect our financial performance and could cause actual results for future periods to differ materially from any opinions or statements expressed with respect to future periods in any current statements. Except as required by law or regulations, we do not undertake and specifically decline any obligation to publicly release the result of any revisions that may be made to any forward-looking statements to reflect events or circumstances after the date of such statements or to reflect the occurrence of anticipated or unanticipated events.

Our results may differ materially from those we expect and discuss in any forward-looking statements. The principal risk factors that may ca
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ProAssurance Acquires Mid-Continent General Agency to Expand Ancillary Healthcare Insuranc...(ted pricingweaknesses in some markets; ...),Health