ProAssurance Acquires Mid-Continent General Agency to Expand Ancillary Healthcare Insuranc... (come premiums losses and loss reservespr...)

ProAssurance Acquires Mid-Continent General Agency to Expand Ancillary Healthcare Insurance Business

Date:12/15/2008

come, premiums, losses and loss reserves, premium rates and retention of current business, competition and market conditions, the expansion of product lines, the development or acquisition of business in new geographical areas, the availability of acceptable reinsurance, actions by regulators and rating agencies, court actions, legislative actions, payment or performance of obligations under indebtedness, payment of dividends, and other matters.

These forward-looking statements highlight significant risks, assumptions and uncertainties, including, among other things, the following important factors that could affect the actual outcome of future events:

-- general economic conditions, either nationally or in our market area, that are different than anticipated;

-- regulatory and legislative actions or decisions that adversely affect our business plans or operations;

-- inflation, particularly in loss costs trends;

-- changes in the interest rate environment;

-- performance of financial markets affecting the fair value of our investments or making it difficult to determine the value of our investments;

-- changes in laws or government regulations affecting medical professional liability insurance;

-- changes to our ratings assigned by rating agencies;

-- the effects of changes in the healthcare delivery system;

-- uncertainties inherent in the estimate of loss and loss adjustment expense reserves and reinsurance, and changes in the availability, cost, quality, or collectability of insurance/reinsurance;

-- the results of litigation, including pre-or-post-trial motions, trials and/or appeals we undertake;

-- bad faith litigation which may arise from our handling of any particular claim, including failure to settle;

-- changes in competition among insurance providers and rela
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ProAssurance Acquires Mid-Continent General Agency to Expand Ancillary Healthcare Insuranc...(come premiums losses and loss reservespr...),Health