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Play it Straight with Swine Flu, AA Travel Insurance Advises
Date:8/1/2009

nal that lives or works abroad. However, private medical insurance will not cover other associated costs, such as extending your stay or having to cancel or delay flights - you'll need travel insurance for this.

What happens if you contract the disease prior to travel?
If you have taken out a travel insurance policy, and then contract swine flu, your travel insurance provider will cover you against the costs of having to cancel your holiday. However, your insurance provider will require a doctor's note to confirm that you have swine flu so make sure you contact your GP if you believe that you are showing symptoms. If you cannot see a GP or a medical practitioner, you will be required to supply the unique ID number generated by the National Pandemic Flu Service, together with the original label on your anti-flu drugs (This will confirm your name & date of issue) as proof of diagnosis to validate the claim.

What happens if you contract the disease while you are overseas?
Your insurance provider will cover the relevant medical expenses associated with treatment for swine flu while you are on holiday. If you need to remain abroad until you recover which is a precaution that is advised by the British Government; you will be covered for cancelled or rescheduled flights and the cost of additional accommodation provided you have contacted and had agreement from the 24 hour worldwide emergency assistance company otherwise your extended stay and claim may not be valid. Make sure you buy a policy that will provide the appropriate protection - if you couldn't cope with the financial costs of something occurring, check that it is covered.

Would your travel insurance or PMI policy cover you for treatment overseas or if you needed to be repatriated?
Travel insurance would cover treatment overseas and the costs of repatriation once you've recovered. As the Government recommends that you remain in situ until you have recovered, you would
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