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Personal Accident and Health Insurance in Russia, Key Trends and Opportunities to 2017
Date:12/4/2013

ft law on compulsory insurance against medical errors or malpractice
-The Russian Finance Ministry has put forward a proposal to fix the minimum amount of insurance cover at RUB1 million (US$32,300) for all citizens traveling abroad. This is likely to add to the growth of travel insurance

1 Executive Summary
2 Introduction
2.1 What is this Report About?
2.2 Definitions
2.3 Methodology
3 Regional Market Dynamics
3.1 Overview
3.1.1 Market trends
3.1.2 Market size
4 Personal Accident and Health Insurance
4.1 Scale and Penetration
4.1.1 Total market gross written premium
4.1.2 Premium per capita
4.1.3 Personal accident and health insurance penetration (as a percentage of GDP)
4.2 Growth
4.2.1 Gross written premium
4.2.2 Gross written premium per capita
4.3 Efficiency and Risk
4.3.1 Loss ratio
4.3.2 Incurred losses per capita
4.3.3 Incurred losses as a percentage of GDP
4.4 Distribution Channels
4.4.1 Direct marketing
4.4.2 Bancassurance
4.4.3 Agencies
5 Russian Insurance Industry Attractiveness
5.1 Insurance Industry Size, 2008–2017
5.2 Key Industry Trends and Drivers
5.2.1 Business drivers
5.2.2 Consumer drivers
6 Personal Accident and Health Insurance Outlook
6.1 Personal Accident and Health Insurance Growth Prospects by Category
6.1.1 Personal accident
6.1.2 Travel insurance
6.1.3 Health insurance
7 Analysis by Distribution Channels
7.1 Direct Marketing
7.2 Bancassurance
7.3 Agencies
7.4 E-Commerce
7.5 Brokers
7.6 Other Channels
8 Porter’s Five Forces Analysis – the Russian Personal Accident and Health Insurance Segment
8.1 Bargaining Power of Suppliers: Medium
8.2 Bargaining Power of Buyers: Medium to High
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