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People with Disabilities Seek Ways to Manage Higher Healthcare Costs
Date:7/29/2008

ailable to those under 65 who have received SSDI benefits for 24 months. As a SSDI beneficiary, you may qualify for Medicare sooner; eligibility for those with ALS, or Lou Gehrig’s Disease, starts the first month SSDI benefits are received.

3.   Drug company assistance programs. Many major drug companies offer lower income individuals help with getting their prescribed medication. Eligibility may vary, but such programs can significantly cut your healthcare costs. Allsup.com offers more details about http://allsup.com/Financial-Matters/Managing-Healthcare-Costs/Drug-Company-Assistance-Programs.aspx [drug company assistance programs] online.

4.   State pharmaceutical assistance programs. Many states offer help paying for drug plan premiums and other drug costs. Eligibility and benefits vary. Allsup.com offers a map of state drug assistance programs online.

5.   Generic drugs. Switching to generic drugs provides a http://www.allsup.com/FinancialMatters/FinancialPlanning/DecreasingExpenses/tabid/254/Default.aspx [50 to 70 percent savings] over their name brand equivalents, according to the U.S. Food and Drug Administration. There are generic equivalents for roughly 75 percent of the drugs listed with the FDA.

6.   Negotiate lower healthcare costs. This may seem like an impossible step, but it can work. Keep in mind that your various providers probably like having you as a customer, and they would like to continue to have you as a customer. The key when negotiating is to act and look like a savvy consumer. A five-step process to

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