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People with Disabilities Seek Ways to Manage Higher Healthcare Costs
Date:7/29/2008

ttp://allsup.com/Financial-Matters/Managing-Healthcare-Costs.aspx [Disability and Managing Healthcare Costs].”

Options for Healthcare Costs
Often, the decisions that must be made when facing a life-changing disability are overwhelming. In particular, those trying to manage their healthcare costs in the wake of a disability can feel trapped in the middle of a seemingly hopeless situation.

“Healthcare is one of those areas where you take a deep breath, try to calm yourself and evaluate all of your options to the best of your ability,” said Mr. Gada. “For years, Allsup has helped people with disabilities get the help they truly need to make difficult decisions and understand their circumstances. Part of this process is realizing they shouldn’t lose hope.”

Consider the following alternatives:

1.   COBRA coverage. Losing your job because of a permanent disability does not necessarily mean you lose coverage under your former employer’s group health plan. You may have the right to elect http://www.allsup.com/Financial-Matters/Managing-Healthcare-Costs/COBRA-Coverage.aspx [COBRA healthcare continuation coverage] under the plan. Federal law requires employers with 20 or more employees to provide COBRA. There also are added COBRA benefits available to individuals who apply for and http://www.allsup.com/About-SSDI/Why-You-Want-SSDI.aspx [qualify for SSDI benefits].

2.   Medicare. Most people know that qualifying for http://allsup.com/Financial-Matters/Managing-Healthcare-Costs/Medicare.aspx [Medicare] is primarily based on age. But Medicare also is av
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