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Penn Treaty Introduces LTCi QuickPass(SM) Program
Date:3/3/2008

New streamlined pre-application process helps make sale of long-term care

insurance simpler for producers

ALLENTOWN, Pa., March 3 /PRNewswire-FirstCall/ -- Penn Treaty Network America Insurance Company (NYSE: PTA) has developed a new streamlined pre- application process which allows producers to quickly determine whether their clients qualify for long-term care insurance (LTCi).

Penn Treaty's LTCi QuickPass program is designed to save both time and money while making the long-term care insurance sales process more comfortable for the client.

With this program, Penn Treaty has modified the traditional sales process to allow agents to initiate the sale using a simple, one-page form that can be completed in the client's home or over the phone, whichever is more convenient. If the client is able to answer "no" to the five health questions on the form, the producer submits it to Penn Treaty. There are no complicated rate calculations and no premium is required at this stage.

Once the form is submitted to Penn Treaty, a nurse will contact the client to schedule a face-to-face interview and gather additional health information for the underwriting process. Everyone who qualifies for long-term care insurance coverage will be given a proposal, which is guaranteed for 30 days, subject to financial suitability requirements.

"Producers can use the LTCi QuickPass method to submit all of their business to us," said Derrick Brickhouse, Vice President of Sales and Marketing for Penn Treaty. "It is also a great way to give clients an alternative insurer option at the point of sale, without having to complete a lengthy application."

Agents who are interested in putting the LTCi QuickPass program
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SOURCE Penn Treaty Network America
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