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Pelosi Remarks at Press Conference on Health Care Reform for the Middle Class
Date:7/13/2009

nth. Premium increases forced him to raise the deductible, and he now pays $414 per month with a $5,000 deductible.

Diane and Joe would benefit from this draft health care legislation by elimination of any pre-existing condition prohibitions on buying health insurance. They would also be able to enter the health insurance exchange to purchase comprehensive insurance coverage under a family (or individual) plan, and be eligible for premium subsidies that are likely to cover most of the premium as well as have reduced cost-sharing and out-of-pocket caps on their expenditures.

Tammy Rostov -- Tammy is a small business owner from Richmond, Virginia. Her small business, Rostov's Coffee, employs nine employees, full-time and part-time. Currently, three full-time employees are covered under a $2,000-deductible plan. Rostov pays $10,680 a year for coverage, which is more than 8.3% of the payroll.

Tammy would benefit from this draft health care legislation by being able to purchase coverage through the Exchange for all her employees in year one, gaining access to more affordable options, better cost control, and greater transparency in coverage than she has now. If she chooses not to provide coverage -- she would pay a fixed, affordable assessment and her employees could participate at lower group rates in the Exchange. If she chooses to provide coverage for her workers, she would qualify for a tax credit for half of the policy cost. Two of three covered employees earn less than $29,326 and would qualify for individual affordability credits, and with this bill providing lower costs, greater predictability will help to make her business more competitive.


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SOURCE Office of the Speaker of the House
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