Navigation Links
Pacific Prime Releases New Guide for Keeping Health Insurance Premiums Low

(PRWEB) September 19, 2013

Pacific Prime has released a new article, “How to Find the Best Health Insurance While Saving Money”, a quick guide to help clients choose a quality plan while keeping premiums low.

Balancing one's finances with a potentially costly health care plan can be tricky, especially with the amount of options on the market. Pacific Prime has provided a quick checklist of considerations to keep in mind when looking for a quality plan with manageable premiums.

The key to keeping premiums low without sacrificing quality coverage is to find a plan that is specifically tailored to the client's needs. There are dozens of insurers and plans on the market, each with various cover options, and clients often end up paying for cover and benefits that they don't necessarily need. Whether an international health insurance plan is fit for a client is dependent on various factors such as lifestyle, age, location, and duration of cover.

One of the easiest ways to lower premiums is to assess whether or not each benefit is necessary. For example, many clients demand for Dental in their medical plans without a history of regularly visiting a dentist. Maternity is another benefit that should only be added if the client is planning on having a baby in the near future. Otherwise, the benefit adds unnecessary costs to the premium.

Depending on a client's age and whether or not he or she is in good health, different levels of cover are also recommended. Young and healthy individuals who rarely need to see a doctor likely only require inpatient cover. However, those over 40 who may have a pre-existing condition like diabetes, high cholesterol, or high blood pressure should seek out a plan with pre-ex cover and outpatient cover.

Regarding location, Emergency Evacuation cover is only recommended for clients in countries with an underdeveloped hospital network. Lowering the geographical area of cover is also a quick way to reduce premiums, especially by excluding cover in the US.

To read more visit

Read the full story at

Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. 2012 Pacific Global Health Conference
2. Sean Sullivan San Francisco Real Estate New Construction: Discusses ”The Heights” In Pacific Heights, 14 New Luxury Condos
3. Pacific Shaving Company Launches New Premium Shaving Care Line for Women
4. New Comprehensive Chromosome Screening Program at Pacific Fertility Center Refines Embryo Selection, Improves Pregnancy Rates
5. Asia-Pacific Seasonal Influenza Vaccine Market to 2018 - Positive Impact of Government Support Offset by Limited Production Capacity :
6. Pacific Prime Wins Bupa International Top Global Distributor Award
7. Registration opens for Asia-Pacifics largest medical conference on osteoporosis
8. Asia-Pacific Gesture Recognition & Touchless Sensing Market is Growing at a CAGR of 83.18% & to Reach $4.18 Billion By 2018 - New Report by MarketsandMarkets
9. Global Critical Care Market Will Reach $3.2 Billion in 2019 - Growth from Factor Concentrates, New Indications and Increasing Demand for Albumin in Asia-Pacific
10. Pacific Island Public Health Group Declares Diabetes at Pandemic Proportions
11. Asia-Pacific Leads in Consumption of Urea Formaldehyde Resins Followed by Europe and North America - New Report by MarketsandMarkets
Post Your Comments:
(Date:11/25/2015)... ... 2015 , ... Finnleo, a leader in the traditional and far-infrared sauna industry, ... far-infrared saunas. , For traditional saunas, Finnleo is offering 20% off ... and Finnleo uses only European Grade A Nordic White Spruce from sustainably grown trees. ...
(Date:11/25/2015)... ... November 26, 2015 , ... Ministers, ... Union (EU), ANDI Pan African Centres of Excellence, and public R&D institutions, civil ... for the opening of the 5th African Network for Drugs and Diagnostics Innovation, ...
(Date:11/25/2015)... FL (PRWEB) , ... November 25, 2015 , ... ... center, is encouraging people across the country to celebrate their sobriety and show ... people to post “before and after” photos this Thanksgiving with the hashtag #FacesOfGratitude ...
(Date:11/25/2015)... ... November 25, 2015 , ... The McHenry County law firm of Botto ... by Attorneys Francisco J. Botto and Alex C. Wimmer. Attorneys Botto and Wimmer represented ... IL App (2d) 130884WC. , According to court documents, Adcock testified that on May ...
(Date:11/25/2015)... ... , ... Beddit® has launched a new Android app for use ... a more intuitive SleepScore™ that rates sleep quality on a 100-point scale and makes ... by a proprietary algorithm. Beddit analyzes the data to provide an easy to understand ...
Breaking Medicine News(10 mins):
(Date:11/24/2015)... November 25, 2015 The hope ... repeated failure of IVF cycles. After failure of over ... and had lost all hopes that she would be able to conceive ever. ... child conceived after failure of over 15 IVF cycles. ... before they decided to take one last attempt with Gaudium IVF ...
(Date:11/24/2015)... 2015  Thanks to a donor with a personal ... Center,s Sister Diane Grassilli Center for Women,s Health now ... San Francisco . Fred ... with a gift of $617,320 that allowed the Center ... Tomosynthesis and Whole Breast Ultrasound. Tomosynthesis, three-dimensional (3-D) mammography ...
(Date:11/24/2015)... Colo. , Nov. 24, 2015  Array ... that its Chief Executive Officer, Ron Squarer ... Healthcare Conference in New York.  The public is ... webcast on the Array BioPharma website.Event:Piper Jaffray Annual ... , Wednesday, December 2, 2015Time:1:30 p.m. Eastern Time ...
Breaking Medicine Technology: