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Pacific Prime Clients with Allianz Seeing Modest Increase in Health Insurance Premiums
Date:11/13/2013

(PRWEB) November 13, 2013

Pacific Prime Clients with Allianz Worldwide Care are seeing only a modest increase in their health insurance premiums as the international insurer has recently made its annual premium adjustments.

This year, the average rate of premium inflation for Allianz's international health care plans was 7.4%, which is well below the industry average of 10%.

According to the Globalsurance International Insurance Review 2013, an extensive study of medical insurance inflation, over the past five years, Allianz has had an average inflation rate of 7.6%, the lowest average inflation rate of all insurers considered in the study.

Allianz Worldwide Care is one of the few insurance companies that has been adjusting premiums according to currency fluctuation. As of November 1st, 2013, premiums written in US Dollars are being calculated using an exchange rate of US $1.35 against the Euro, not US $1.40, and the international healthcare plans in USD have increased by an average of only 3.5%.

The still-recent global economic crisis has caused a higher fluctuation of the US dollar in recent years. As a result, Allianz has reduced the benefit limits and deductible amounts in all policies where benefit limits are stated in USD. The Silver Outpatient plan, for example, has dropped from US $12,700 to US $12,150 while Club Maternity has been reduced from US $7,100 to US $6,750.

The benefit and deductible amounts in sterling (GBP) and Swiss franc (CHF) remain the same as these amounts are already in line with current market rates.

For Allianz group plans, the infla
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