Navigation Links
PIA Says Inclusion of Agents in House Healthcare Bill is Positive, But Concerns Remain
Date:11/9/2009

SBA Provision, Antitrust Language, Federal Trade Commission Involvement Need to be Addressed in Senate

WASHINGTON, Nov. 9 /PRNewswire-USNewswire/ -- Inclusion of a provision in the Affordable Health Care for America Act (H.R. 3962) allowing insurance agents to sell health policies offered by health insurance exchanges is positive, but other issues remain to be addressed in the Senate, according to the National Association of Professional Insurance Agents (PIA).

The language that guarantees agent participation, added at the insistence of Blue Dog Democrats including former PIA member Rep. Charlie Melancon (D-La.), was included in the final version of H.R. 3962 that passed 220-215 in the House on November 7.

"The inclusion of this provision assures that no matter what, consumers will continue to be able to rely on their local professional insurance agent to help them navigate the maze of choices available, both inside and outside these proposed health insurance exchanges," said PIA National President Jon D. Spalding. "This provision needs to be preserved in the Senate."

PIA believes that other elements included in the House bill will have to be fixed or removed in the Senate.

"We remain concerned with language added under a subsection entitled 'Assistance for Small Employers' that designates the Small Business Administration (SBA) to design what is, in essence, a government-run insurance agency for small businesses," said PIA Director of Federal Affairs Mike Becker. "In the House bill, SBA is required to provide educational activities to small businesses, along with distribution of information and 'enrollment and plan selection assistance for employers' for health plans available under the Health Insurance Exchange."

"In short, the SBA would be required to perform the functions of an insurance agency or brokerage for small groups of under 100," Becker said. "PIA opposes this provision because it is unnecessary and it has the federal government set up insurance brokerages in competition with the private sector. Professional, independent insurance agents and brokers already perform all of the services for consumers that the bill would require the SBA to provide. The SBA provision is unnecessary, duplicative and creates needless federal expenditures."

PIA National has joined with a coalition of property/casualty insurers, agents, brokers, and reinsurers to express concern with antitrust provisions included in H.R. 3962. The proposed repeal of the McCarran-Ferguson limited antitrust exemption for health and medical malpractice insurance would disrupt the industry's business environment and create substantial legal uncertainty and unnecessary litigation. In addition, a Congressional Budget Office (CBO) analysis determined that modifying the federal antitrust exemption for health and medical malpractice insurers "will have no significant effect" on premiums charged for private health insurance.

"The antitrust provisions included in H.R. 3962 would have no benefit on health insurance premiums, as the CBO reports, but would spur frivolous litigation," Becker said. "No good would come as a result of these provisions, only more costs and more litigation. We recommend the Senate address these concerns by removing the antitrust provisions from their version of the bill."

As passed, H.R. 3962 would also permit the Federal Trade Commission (FTC) to prepare studies and reports on the entire insurance industry, including property and casualty. PIA said such a broad grant of authority has no place in a bill addressing health insurance.

"Our healthcare system needs improvement - it costs too much for the quality it delivers, too many people cannot afford coverage, if they can find it, and they can lose it for getting sick," Spalding said. "Congress will probably pass something that will be called healthcare reform. The challenge is to build on the private system in a way that doesn't bankrupt Main Street, USA. It is up to us to continue to lead the way for our lawmakers."

Founded in 1931, PIA is a national trade association that represents member insurance agents and their employees who sell and service all kinds of insurance, but specialize in coverage of automobiles, homes and businesses. PIA members are Local Agents Serving Main Street America(SM). PIA's web address is www.pianet.com.

This press release is online at: http://www.pianet.com/NewsCenter/PressReleases/11-9-09-2.htm

SOURCE National Association of Professional Insurance Agents


'/>"/>
SOURCE National Association of Professional Insurance Agents
Copyright©2009 PR Newswire.
All rights reserved

Related medicine news :

1. Gerresheimer to be Included in the SDAX Early Decision on Inclusion in the MDAX on September 5, 2007
2. Statement by ADA President Kathleen Roth, DDS, on the Inclusion of Stable Dental Benefit in SCHIP Reauthorization Bill
3. Genomic Health Reports Inclusion of Oncotype DX(TM) in American Society of Clinical Oncology Guidelines
4. Lung Cancer Alliance Urges Inclusion of $5 Billion for Biomedical Research in Economic Stimulus Package
5. American Journal of Disaster Medicine Accepted for Inclusion into The National Library of Medicines MEDLINE Database and may now be Accessed Through the PUBMED Website or the MEDLARS System
6. NCPA Statement on Sen. Baucus Medicare Bill Inclusion of Solutions for Medicare and Medicaid Reimbursement Problems
7. Oregon Community Pharmacy Owner Thanks Sen. Smith for Supporting Inclusion of Common-Sense Reimbursement Provisions in Medicare Bill
8. Maine Community Pharmacy Owner Thanks Sen. Snowe for Supporting Inclusion of Common-Sense Reimbursement Provisions in Medicare Bill
9. Psychoanalysts Laud Members of Congress for Inclusion of Privacy Protections in Stimulus Bill
10. eHealth Initiative Lauds Inclusion of Health IT Provisions in American Recovery and Reinvestment Act
11. APHA Applauds Inclusion of Health Reform Fund in Presidents Budget
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/27/2016)... ... , ... TopConsumerReviews.com recently awarded their highest five-star rating to Best Buy Eyeglasses, ... the United States and Canada wear eyeglasses. Once considered to be a purely functional ... a fashion statement. Even celebrities use glasses as a way of creating an iconic ...
(Date:6/26/2016)... (PRWEB) , ... June 26, 2016 , ... Brent Kasmer, a legally blind and certified ... be personalized through a fitness app. The fitness app plans to fix the two major ... only offer a one size fits all type program , They don’t eliminate ...
(Date:6/25/2016)... ... June 25, 2016 , ... "With 30 hand-drawn hand gesture animations, FCPX ... Austin - CEO of Pixel Film Studios. , ProHand Cartoon’s package transforms over ... Cut Pro X . Simply select a ProHand generator and drag it above media ...
(Date:6/25/2016)... ... June 25, 2016 , ... Conventional wisdom preaches the benefits of ... of the latter, setting the bar too high can result in disappointment, perhaps even ... progress toward their goal. , Research from PsychTests.com reveals that behind ...
(Date:6/24/2016)... ... 2016 , ... The Pulmonary Hypertension Association (PHA) learned during ... two significant new grants to support its work to advance research and patient ... recognizing patients, medical professionals and scientists for their work in fighting pulmonary hypertension ...
Breaking Medicine News(10 mins):
(Date:6/24/2016)... Tenn. , June 24, 2016  Arkis ... providing less invasive and more durable cerebrospinal fluid ... in funding.  The Series-A funding is led by ... Lighthouse Fund, and other private investors.  Arkis, new ... neurosurgical instrumentation and the market release of its ...
(Date:6/23/2016)... June 23, 2016  In a startling report released today, ... residents by lacking a comprehensive, proven plan to eliminate prescription opioid ... ranking of how states are tackling the worst drug crisis in ... states – Kentucky , New Mexico ... . Of the 28 failing states, three – ...
(Date:6/23/2016)... June 23, 2016 Bracket , a leading ... next generation clinical outcomes platform, Bracket eCOA (SM) 6.0, ... June 26 – 30, 2016 in Philadelphia ... Clinical Outcome Assessment product of its kind to fully integrate ... Bracket eCOA 6.0 is a flexible platform for electronic ...
Breaking Medicine Technology: