Navigation Links
Only about one of ten unemployed workers obtain COBRA coverage
Date:1/23/2009

New York, NYAs unemployment rates reach the highest levels in 16 years, a new analysis from The Commonwealth Fund finds that few laid-off workersonly 9 percenttook up coverage under the Consolidated Omnibus Budget Reconciliation Act (COBRA) in 2006. Unemployed workers who also lose their health insurance would need substantial financial assistance, covering 75 to 85 percent of their health insurance premiums, for their premium contributions to remain at the levels they paid while they were working, according to the report, Maintaining Health Insurance During a Recession: Likely COBRA Eligibility, by Michelle M. Doty, director of survey research at The Commonwealth Fund and colleagues.

The report also finds that low-wage workers are at a particular disadvantagewith only 38 percent eligible to receive COBRA benefitsbecause they don't receive health insurance through their jobs, work for small firms that aren't required to offer COBRA, or are uninsured to begin with. Coverage options for low-income workers remain limited especially for childless adults because most lack a public coverage option. The authors say that policymakers should consider temporarily expanding Medicaid and SCHIP eligibility to unemployed adults with low incomes, with assistance for premium shares, to provide critical support to families.

Sixty-six percent of all current workers, if laid off, would be eligible to extend their health insurance under COBRA But for most people, COBRA payments are unaffordable, about four to six times higher than the amount of money they contributed to their health insurance when they were employed. According to the report, millions of the eligible could keep their coverage if they could get assistance with their premiums, which average $4,704 per year for an individual and $12,680 a year for a family.

"Americans are losing their jobs at an alarming pace and this report clearly shows that many people cannot afford to take on the expense of COBRA just as they lose their income," said Commonwealth Fund President Karen Davis. "The number of uninsured Americans could grow markedly during this recession unless we take action to help unemployed Americans keep their health care coverage."

The Commonwealth Fund is a private foundation supporting independent research on health policy reform and a high performance health system.


'/>"/>

Contact: Mary Mahon
mm@cmwf.org
212-606-3853
Commonwealth Fund
Source:Eurekalert

Related medicine news :

1. Donate Life America Dispels Myths About Organ & Tissue Donation Among Hispanics During National Hispanic Heritage Month
2. Researchers estimate about 9 percent of US children age 8 to 15 meet criteria for having ADHD
3. New Survey Shows Americans are Still Concerned About Food Safety, Yet Still Not Smart About What They Like to Eat
4. The Philadelphia Walk Now for Autism Expected to Draw 10,000 Walkers and Raise $1 Million to Help Find Answers About the Nations Fastest-Growing Developmental Disorder
5. One of the Largest Post-WHI Physician Surveys Shows More Education is Needed: Patient Misinformation About Hormone Therapy Remains High
6. Middle School Marks Most Critical Time to Start Ongoing Conversations About Drug and Alcohol Use With Kids
7. The 7 Key Questions About the Schwarzenegger/Nunez Health Care Compromise
8. Blue Cross Blue Shield of Michigan Corrects News Story about Drug Coverage Announcement
9. Hospitals Agree to Pay Fees in Exchange for More Income, but Consumers in the Dark About What Theyll be Charged Under Nunez Plan
10. Health and Business Groups Launch Ad Campaign About Need for Comprehensive Smoke-Free Law in Pennsylvania
11. New Expert Report Dispels Common Myths About Aspartame
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:5/4/2016)... , ... May 04, 2016 , ... ... brand will provide the playing surface for the 2016 NCAA Men’s ... installed today for the men’s volleyball championship to be held May 5-7 at ...
(Date:5/4/2016)... ... May 04, 2016 , ... ... provider serving families of Camas and Vancouver, WA, has announced the latest ... the National Breast Cancer Foundation and their Mammography Program, which provides free ...
(Date:5/4/2016)... ... 2016 , ... Level 10 Head Over Heels Athletic Arts’ gymnast Alessandra Brovedani ... Arizona for the fall of 2019. , After a handful of college visits, ... GymCats came from her connection with the coaching staff and the excitement surrounding Wildcat ...
(Date:5/4/2016)... ... May 04, 2016 , ... ... Todd Rider's research and development of DRACO broad-spectrum antiviral therapeutics. DRACOs have proven ... that starts on May 3, 2016 at http://igg.me/at/EndTheVirus and runs for ...
(Date:5/4/2016)... ... May 04, 2016 , ... Olshan Properties ... real estate proudly announced that its service-based charitable program, Olshan Outreach, successfully raised ... will continue Olshan Properties’ annual philanthropic tradition in 2016 with the ‘Fight Against ...
Breaking Medicine News(10 mins):
(Date:5/3/2016)... Norgine B.V. und ... entscheidenden Meilenstein durch diese Veröffentlichung zur  Hepatischen ... um Patientenresultate  bei Verdauungs- und Lebererkrankungen zu ... Verständnis der Hepatischen Enzephalopathie bei und hebt ... Enzephalopathie in der Öffentlichkeit zu schaffen und ...
(Date:5/2/2016)... , May 2, 2016 Leading Economies with Fastest ... 10.2 Côte d,Ivoire 8.6 Uzbekistan 8 Ireland 7.8 India 7.3, , ... BRICS nations , which comprises of Brazil , ... and South Africa , registered the fastest GDP growth ... in China , recession in Brazil ...
(Date:5/2/2016)... Mass. , May 2, 2016  While nearly ... that osteoporosis can have on their health, only about ...   according to the results of a new survey ... To mark the start of National Osteoporosis Month, Hologic ... health, which affects nearly 56 million Americans. ...
Breaking Medicine Technology: