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Online Insurance Marketplace Explains the Connection Between Heart Problems at 50 Years and Life Insurance
Date:11/24/2013

(PRWEB) November 24, 2013

Online Insurance Marketplace has released a blog explaining the connection between heart problems at 50 years and life insurance.

The risk of developing heart disorders is higher after 50 years. Old age, an unhealthy lifestyle, smoking, drinking, obesity, an unhealthy working environment and many more factors can damage your heart resulting in several problems. Heart disorders should not be treated lightly. Their development can lead to serious medical problems and heart attacks which can cause death.

Because heart disorders put someone’s life in danger, agencies will consider people with heart problems more risky to insure. Although it is possible for a senior to get life coverage, despite suffering from a heart disorder, the premiums will be much higher.

Agencies decide whether to insure someone or not, during the underwriting process in which the applicant’s health condition is examined. The underwriting process consists of several medical examinations. However, a full medical report can rely on information from the applicant’s own doctor. This information is important as to trace a clear evolution of the disease.

A history of heart attacks can prevent people from getting life coverage if the heart attack happened in the last 12 months. On the other extreme, a mild heart disorder should not prevent anyone from getting life coverage, of course, at higher premiums.

Online Insurance Marketplace can help people who have heart disorders to qualify for a life insurance plan. There are many agencies that offer no medical exam life insurance and good policies for people with pre-existing medical conditions. Finding them is a lot easier with the help of an efficient quote comparison service offered by Online Insurance
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Source: PRWeb
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