Navigation Links
Online Insurance Marketplace Explains Alcoholism And Life Insurance Without Medical Exams
Date:11/16/2013

(PRWEB) November 16, 2013

Online Insurance Marketplace has released a blog explaining the relation between alcoholism and life insurance!

Alcohol, like any other vices, plays an important part in the underwriting process for a life insurance policy. Alcoholism can lead to numerous terminal diseases and even to car accidents or other drunk-related situations. All of these can put the insured’s life in danger, so an agency will be less likely to insure someone with a history of alcohol abuse. Alcoholics, usually do not get life coverage, but recovering alcoholics have fair chances of being eligible for a plan. Casual drinking will mostly not affect life insurance premiums. In general, admitting to drinking more than two glasses of alcoholic beverages per day will have a negative impact on life insurance premiums.

Life insurance without medical exams, although it has a simpler underwriting process, still takes into account drinking and alcoholism. Although applicants do not have to take a medical exam to be eligible for a plan, they still have to answer a medical questionnaire. The medical questionnaire, just like any other insurance application form, will have several questions: the applicant will always be asked how much he or she drinks and if there is a history of alcoholism involved. But, unlike traditional life insurance policies, life insurance without medical exams do not ask for physicals, so it is harder to review an applicant’s health. Someone who has a pre-existing condition can get life coverage a lot easier this way!

“Alcoholism will always have a negative impact on life insurance rates! People should consider drinking less if they want better rates for their life insurance plans!” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://noexamlifeinsurers.com.

Read the full story at http://www.prweb.com/releases/alcoholism/lifeinsurance/prweb11333423.htm.


'/>"/>
Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. India In Vitro Diagnostics (IVD) Market Analysis and 2018 Forecasts in New Research Report at MarketReportsOnline.com
2. Cheap Curtains Now Available Online at Ogotobuy.com
3. Online Insurance Marketplace Explains How To Get Life Insurance For Leukemia Patients
4. The Real Deal Evander Holyfield announces his new online store that features t-shirts, hoodies and accessories.
5. Men’s Jeans Sale at the Popular Online Company 4leafcity.com
6. Online Insurance Marketplace Recommends No Exam Life Insurance For People Suffering Of Diabetes
7. Junior Bridesmaid Dresses With Great Discounts Now Online At ForeverDresses.com
8. Home Care Assistance of Vancouver Unveils New and Informative Website Targeting Older Adults is Shaking up the Online Health and Wellness Scene
9. YogaVibes Presents SmartFLOW Yoga Online With Tiffany Russo
10. Online Eyeglasses and Contact Lens Sales in Australia Industry Market Research Report Now Updated by IBISWorld
11. Idol Lash Eyelash Enhancer is Now Available Online for Purchase with Various Deals and Offers
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:10/13/2017)... ... October 13, 2017 , ... Yisrayl Hawkins, Pastor and ... explains one of the most popular and least understood books in the Holy Scriptures, ... puzzling descriptions that have baffled scholars for centuries. Many have tossed it off as ...
(Date:10/13/2017)... ... October 13, 2017 , ... “The Journey: From the Mountains to ... to save lost souls in the Philippines. “The Journey: From the Mountains to the ... teacher of the Bible. She has taught all ages and currently teaches a class ...
(Date:10/12/2017)... ... October 12, 2017 , ... CitiDent ... sleep apnea using cutting-edge Oventus O2Vent technology. As many as 18 million ... by frequent cessation in breathing. Oral appliances can offer significant relief to about ...
(Date:10/12/2017)... PALM CITY, Fla. (PRWEB) , ... October 12, 2017 , ... ... of cold therapy products, announced today the introduction of an innovative new design of ... the multipurpose pad so you get maximum comfort while controlling your pain while using ...
(Date:10/12/2017)... ... 2017 , ... Information about the technology: , Otomagnetics has ... prevention of a major side effect of chemotherapy in children. Cisplatin and carboplatin ... cisplatin, hearing loss is FDA listed on-label as a dose limiting toxicity. Hearing ...
Breaking Medicine News(10 mins):
(Date:10/4/2017)... LAWRENCE, Mass. , Oct. 4, 2017 /PRNewswire/ ... developer of single-use, self-contained, illuminating medical devices, today ... National Health Surveillance Agency (or Agência Nacional ... ®. The first single-use, cordless surgical retractor with ... ONETRAC provides optimal access, illumination and exposure of ...
(Date:10/2/2017)... , Oct. 2, 2017 The Rebound mobile ... the struggle to reverse the tide of prescription drug addiction. ... regulating their medicine intake and stepping down their dosage in ... to launch in December 2017; the first 100,000 people to ... more at http://www.rebound-solution.com/ ...
(Date:9/25/2017)... --  Montrium , an industry leader in powerful ... Trial Master Files & Inspection Readiness Conference ( ... Services has selected eTMF Connect to ... a leading European contract research organization (CRO), will ... enable greater collaboration with sponsors, improve compliance and ...
Breaking Medicine Technology: