Navigation Links
Online Insurance Marketplace Explains Alcoholism And Life Insurance Without Medical Exams
Date:11/16/2013

(PRWEB) November 16, 2013

Online Insurance Marketplace has released a blog explaining the relation between alcoholism and life insurance!

Alcohol, like any other vices, plays an important part in the underwriting process for a life insurance policy. Alcoholism can lead to numerous terminal diseases and even to car accidents or other drunk-related situations. All of these can put the insured’s life in danger, so an agency will be less likely to insure someone with a history of alcohol abuse. Alcoholics, usually do not get life coverage, but recovering alcoholics have fair chances of being eligible for a plan. Casual drinking will mostly not affect life insurance premiums. In general, admitting to drinking more than two glasses of alcoholic beverages per day will have a negative impact on life insurance premiums.

Life insurance without medical exams, although it has a simpler underwriting process, still takes into account drinking and alcoholism. Although applicants do not have to take a medical exam to be eligible for a plan, they still have to answer a medical questionnaire. The medical questionnaire, just like any other insurance application form, will have several questions: the applicant will always be asked how much he or she drinks and if there is a history of alcoholism involved. But, unlike traditional life insurance policies, life insurance without medical exams do not ask for physicals, so it is harder to review an applicant’s health. Someone who has a pre-existing condition can get life coverage a lot easier this way!

“Alcoholism will always have a negative impact on life insurance rates! People should consider drinking less if they want better rates for their life insurance plans!” said Russell Rabichev, Marketing Director of Internet Marketing Company.

Online Insurance Marketplace is an online provider of life, home, health, and auto insurance quotes. It is unique in that this website does not simply stick to one kind of insurance carrier, but brings the clients the best deals from many different online insurance carriers. This way, clients have offers from multiple carriers all in one place, this website. On this site, customers have access to quotes for insurance plans from various agencies, such as local or nationwide agencies, brand names insurance companies, etc.

For more information, please visit http://noexamlifeinsurers.com.

Read the full story at http://www.prweb.com/releases/alcoholism/lifeinsurance/prweb11333423.htm.


'/>"/>
Source: PRWeb
Copyright©2012 Vocus, Inc.
All rights reserved

Related medicine news :

1. India In Vitro Diagnostics (IVD) Market Analysis and 2018 Forecasts in New Research Report at MarketReportsOnline.com
2. Cheap Curtains Now Available Online at Ogotobuy.com
3. Online Insurance Marketplace Explains How To Get Life Insurance For Leukemia Patients
4. The Real Deal Evander Holyfield announces his new online store that features t-shirts, hoodies and accessories.
5. Men’s Jeans Sale at the Popular Online Company 4leafcity.com
6. Online Insurance Marketplace Recommends No Exam Life Insurance For People Suffering Of Diabetes
7. Junior Bridesmaid Dresses With Great Discounts Now Online At ForeverDresses.com
8. Home Care Assistance of Vancouver Unveils New and Informative Website Targeting Older Adults is Shaking up the Online Health and Wellness Scene
9. YogaVibes Presents SmartFLOW Yoga Online With Tiffany Russo
10. Online Eyeglasses and Contact Lens Sales in Australia Industry Market Research Report Now Updated by IBISWorld
11. Idol Lash Eyelash Enhancer is Now Available Online for Purchase with Various Deals and Offers
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:5/26/2016)... , ... May 26, 2016 , ... ... clinical outcomes, hosted members and suppliers for its inaugural Member Conference at the ... their mission of elevating the operational health of America’s healthcare providers. , The ...
(Date:5/26/2016)... ... May 26, 2016 , ... Connor Sports, through ... a partner for the Tamika Catchings Legacy Tour that will commemorate the ... in hardwood basketball surfaces in all forms and levels of the game, Connor Sports ...
(Date:5/26/2016)... ... ... The Woodlands at John Knox Village , Florida’s first Life Plan ... and healing, celebrated its grand opening, today. The Woodlands at John Knox Village is ... Staff. , “This is an incredibly fulfilling time for John Knox Village as we ...
(Date:5/26/2016)... ... ... There are nearly 14.5 million people living with and beyond cancer in the ... 2016, communities around the world will gather to recognize these cancer survivors as part ... is an annual worldwide Celebration of Life that is held on the first Sunday ...
(Date:5/26/2016)... ... 2016 , ... Catalent Pharma Solutions, the leading global provider ... global clinical supply services, today announced two key appointments and the opening of ... strategic growth plans in the Asia Pacific region. , Howard Kim has joined ...
Breaking Medicine News(10 mins):
(Date:5/25/2016)... -- FDA 510(k) clearance covers Confocal ... urological and surgical applications Mauna Kea ... the multidisciplinary confocal laser endomicroscopy (CLE) platform, today ... with the 12 th 510(k) clearance from ... new FDA clearance covers Confocal Miniprobes indicated for ...
(Date:5/25/2016)... , May 25, 2016  According to Kalorama Information, ... billion in 2015.  Though these are challenging times ... opportunity for success for companies that remain optimistic ... of new growth prospects medical device companies spend ... and development (R&D) than do companies in other ...
(Date:5/25/2016)... PARIS , May 25, 2016 ... system disorders, announces that an oral presentation entitled "High doses ... the MS-SPI trial" will be given by Professor Ayman ... the 2nd Congress of the European Academy of Neurology (EAN) ... "MS and related disorders 3" will take place on Sunday, ...
Breaking Medicine Technology: