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New health insurance survey: 84 million people were uninsured for a time or underinsured in 2012
Date:4/25/2013

t finds that:

  • Eighty-seven percent of the 55 million people who were uninsured for some time during the year in 2012 have incomes that would make them eligible for subsidized health insurance through the insurance marketplaces or expanded Medicaid under the law, though coverage is limited to those legally present in the U.S.

  • Up to eighty-five percent of the 30 million underinsured adults might be eligible for either Medicaid or subsidized health insurance plans with reduced out-of-pocket costs under the law.

The authors say it is critical that the federal government and the states continue to implement the Affordable Care Act, cautioning that if states don't expand Medicaid as the law originally intended, millions of low-income families will be at risk for being uninsured even after the law takes full effect in 2014.

"The costs of health care and health coverage in the United States have been on an unsustainable trajectory, straining family and government budgets," said Commonwealth Fund president David Blumenthal, M.D. "It is important that lawmakers and regulators across the country take the steps necessary to ensure that all Americans can benefit fully from the law's improvements to the quality, efficiency, and affordability of our health care system."

Additional Report Findings:

  • In 2012, about three-fourths of working-age adults with low incomes (less than $14,856 a year for an individual or $30,657 for a family of four)an estimated 40 million peoplewere uninsured or underinsured.

  • Fifty-nine percent of adults with moderate incomes (between $14,856 and $27,925 for an individual or between $30,657 and $57,625 for a family of four)or 21 million people were uninsured or underinsured.

  • Adults who were uninsured were less likely to receive recommended preventive care in 2012. For example, only 48 percent of women who were uninsured during the year received a mammogram withi
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Contact: Mary Mahon
mm@cmwf.org
212-606-3853
Commonwealth Fund
Source:Eurekalert

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