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New Research From EBRI: Consumer-Driven Health Plan Participants Display Cost-Conscious Behavior, Utilize Wellness Programs
Date:12/1/2009

ividual to schedule appointments online, and answered patient questions via e-mail. Overall, about 60 percent of CDHP enrollees, and 50 percent of traditional plans enrollees, would change to doctors using health information technology.

Other findings:

  • Differences in overall satisfaction levels by plan type found in previous surveys were unchanged in 2009. Traditional plan enrollees were more likely than CDHP and HDHP enrollees to be extremely or very satisfied with the overall plan in all years of the survey. Differences in satisfaction with out-of-pocket costs may explain a significant portion of the difference in overall satisfaction rates among traditional plan, HDHP, and CDHP enrollees.
  • Adults in CDHPs were significantly less likely to have a health problem than were adults in HDHPs or traditional plans, were significantly less likely to smoke than were adults in traditional plans, and were significantly more likely than those with traditional health coverage to have a high household income and to be highly educated.
  • Overall, the survey found that in 2009, 4 percent of the population was enrolled in a CDHP, up from 3 percent in 2008. Enrollment in HDHPs increased from 11 percent in 2008 to 13 percent in 2009. The 4 percent of the population with a CDHP represents 5 million adults ages 21-64 with private insurance, while the 13 percent with a HDHP represents 16.2 million people.

The 2009 EBRI/MGA Consumer Engagement in Health Care Survey is based on a survey of 4,226 privately insured adults ages 21-64. The survey was conducted within the United States between August 8 and August 20, 2009, through a 14-minute Internet survey. Findings from the 2009 survey are compared with findings from the 2005, 2006, and 2007 EBRI/Commonwealth Fund Consumerism in Health Care Survey, and the 2008 EBRI/MGA Consumer Engagement in Health Care Survey.

EBRI is a private, nonprofit research institute ba
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SOURCE Employee Benefit Research Institute
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