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New Private, National Health Insurance Exchange Targets Small Group Employers
Date:11/5/2013

Indianapolis, Indiana (PRWEB) November 05, 2013

United Benefit Advisors, the nation’s leading independent employee benefits organization, today announced the launch of benefitbay™, the second private exchange solution offered through UBA’s Exchange Marketplace. benefitbay™ is an online platform that allows employers with 50 or fewer employees – which account for 96 percent of all U.S. businesses -- to offer their workers the advantages of large group medical and ancillary insurance benefits with a wide choice of carriers, while allowing subsidy-eligible employees to go to government exchanges. Employers benefit from fixed costs, known as defined contributions, by choosing how much they will contribute¬ -- a strategy gaining popularity for its ability to control benefits expenses through fixed costs.

In addition, the benefitbay™ system provides employers with greatly simplified enrollment and administration, and the online portal guides employees earning lower wages or salaries to help determine if they may be better off going to a government exchange. Those employees can still leverage the benefitbay™ platform for premium ancillary benefits the employer may have chosen to offer. benefitbay™ will operate a customer care center from 7 a.m. – 7 p.m. Central time with live agents to help employees with benefits questions.

“By pooling individuals across the site who are choosing the same policies, we can offer the cost savings and benefits of group policies, which can lead to cost savings for employers and employees,” says Zach Harris, President of benefitbay™. “Everyone has more choice and the opportunity for better benefits and cost savings. It’s a win-win solution.”

The platform, which opens in early December for coverage to begin Jan. 1, 2014, allows employers the option of adding ancillary insurance choices typically reserved for bigger business budgets, such as vision, dental, disability, life i
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