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New Employment Practices Liability Policy from Beazley Offers Major Additional Benefits
Date:5/15/2008

FARMINGTON, Conn., May 15 /PRNewswire/ -- Beazley Group, plc (BEZ.L), a leading insurer of management liability risks, has launched a new employment practices liability (EPL) policy that offers expanded coverage for privacy violations and covers the cost of hiring professionals to help employers cope with a range of major events impacting the workforce.

Beazley's new EPL policy offers two additional benefits: privacy violation coverage and employment event coverage. Privacy violation coverage covers employers for liabilities they may incur in the event of the loss or theft of employees' personal information, including social security numbers, account information, or health information. Coverage also extends to the consequences of an employer's failure to inform employees in a timely manner that their personal information has been compromised, consistent with applicable laws.

"Employers have more sensitive information about their employees than ever before, and the exposure in the event that information is compromised is very real," said Carrie Brodzinski, EPL product manager for Beazley.

Another innovative coverage extension in Beazley's new EPL policy is employment event coverage. This extension provides employers with a sublimit to cover the costs of hiring a public relations firm, a security firm, or mental health professionals to cope with the aftermath of one of the following events:

-- The layoff or material change in the employment status of 20% or more

of the workforce

-- Public announcement of a third party claim or allegations of

discrimination or harassment impacting an executive officer

-- A workplace disaster resulting in the loss of life or imminent threat

of the use of a lethal weapon on the employer's premises.

"Most insurance focuses on covering damages after an event has already taken place," said Carrie Brodzinski. "Our focus here is different. The goal i
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SOURCE Beazley Group, plc
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