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New Data Shows Continued Growth of Long-Term Disability Claims and Decline in Social Security Disability Insurance Applications Approval Rate
Date:5/13/2008

04 per worker, payments are less reliable and have not kept pace with the growing financial needs of disabled workers, putting the financial security of workers and their dependents at greater risk.

"The CDA Claim Review shows that it is critical and urgent for American workers and their families to become aware of the growing instances of disability and to prepare for the financial consequences," explained Robert Taylor, president of CDA. "Our data also shows that accountability for personal financial security continues to shift away from trusted sources like social programs and employers to the individual."

Working women and younger employees are more vulnerable to serious accidents and illnesses that can impact their ability to earn a living. The growth in the rate of serious disability for working women is twice the growth rate of working men and younger workers, in their 20s, 30s and 40s are experiencing serious disabilities.

According to the review, the leading cause of long-term disability insurance claims continues to be musculoskeletal/connective tissue disorders - accounting for almost one-quarter of all new and existing claims. Cancer and cardiovascular/circulatory problems remained the second and third most common causes of new disability claims. Accidents and injuries remain the fastest growing causes of new as well as existing claims.

"It's important that Americans recognize the growing threat that disability can pose to their financial security," explains Taylor. "With this annual survey, CDA continues to expand the public dialogue that will raise the necessary awareness level on this critical issue."

About the 2007 CDA Long-Term Disability Claims Review

CDA conducts an annual review of long-term disability claims among the U.S. working population to determine continuing or emerging trends. The 2007 Long-Term Disability Claims Review includes 2007 long-term disability insurance claims data supplied
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SOURCE Council for Disability Awareness
Copyright©2008 PR Newswire.
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