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New AHIP Survey Finds Individual Health Care Coverage Accessible and Affordable
Date:12/19/2007

Nine out of ten who complete the application process were offered coverage

WASHINGTON, Dec. 19 /PRNewswire-USNewswire/ -- A comprehensive survey of the individual health insurance market released today by America's Health Insurance Plans (AHIP) found that health care coverage is more accessible and affordable than is widely known. The survey found that premiums are affordable, most who applied were offered coverage, and that consumers have access to a wide variety of benefit options to meet their individual needs. In addition, health savings accounts (HSAs) continue to be a popular coverage option among consumers.

(Logo: http://www.newscom.com/cgi-bin/prnh/20040830/AHIPLOGO )

"Consumers purchasing individual health care coverage have access to a wide variety of affordable health care coverage options," said Karen Ignagni, President and CEO of AHIP. "Most applicants, regardless of age, were offered health care coverage at an affordable rate, giving them peace of mind and protecting their health security."

The new study, Individual Health Insurance 2006-2007: A Comprehensive Survey of Premiums, Availability, and Benefits, is the most comprehensive survey of the individual health insurance market and is a follow up to several previous AHIP surveys.

According to the survey, nine out of ten applicants (89 percent) who went through the application process were offered coverage. Forty percent of these offers were at standard premium rates and 49 percent were offered at lower (preferred) rates. Even among those age 60-64, seventy-one percent were offered coverage and three-quarters (74 percent) of these were at standard or preferred rates.

Nationwide, annual premiums averaged $2,613 for single coverage and $5,799 for family plans in the 2006-2007 period. Premiums varied by state, reflecting a variety of factors, including premium rat
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SOURCE America's Health Insurance Plans
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