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National Survey Shows Employee Fears About Consumer-Driven Health Plans on Decline
Date:9/12/2007

nses. Once those expenses are paid by the employee any additional expenses are covered 100 percent by the plan for the remainder of the year. Preventative services are covered 100 percent. The monthly premium is $60, or $720 per year. The employee in the example above didn't incur any out-of-pocket expenses because she did not deplete the $1,000 employer-provided fund. This example also included co-insurance of 100 percent. CDH plan designs will differ in their co-insurance and out-of-pocket maximum.

1. Health reimbursement arrangements are plans with accounts owned and

funded by the employer.

2. Health savings accounts are owned by the employee and are funded either

by the employee or with contributions from the employer.


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SOURCE Aon Corporation
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