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National Patient Advocate Foundation Praises Historic Passage of Health Insurance Reform
Date:3/22/2010

> in the House of Representatives includes a number of provisions that will take effect this year:

  • Dependent children will be allowed to remain on their parents' health insurance up to age 26.
  • Existing insurance plans will be barred from imposing lifetime caps on coverage.
  • Insurers will be prevented from canceling insurance retroactively, except for fraud.
  • Insurance plans cannot exclude coverage for pre-existing medical conditions for children under age 19.
  • Steps will be taken to fix the doughnut hole; in the first year, those who hit the doughnut hole will receive a $250 rebate.  Next year, the cost of drugs in the doughnut hole will go down by 50 percent.
  • Prevention care will be available to Medicare beneficiaries without co-payments or deductibles beginning in 2010.
  • People with medical conditions that make them uninsurable may be able to get coverage through a federally subsidized health insurance program, to be established within 90 days.  The legislation limits spending for this program to $5 billion.

NPAF has been a strong supporter over many years of the elimination of discrimination based on a person's health status and commends the Congress for making this provision a priority.  Since 2006, NPAF has championed the elimination of pre-existing conditions for
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SOURCE National Patient Advocate Foundation
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