Navigation Links
NORD Calls for Immediate End to Lifetime Insurance Caps
Date:12/14/2009

WASHINGTON, Dec. 14 /PRNewswire-USNewswire/ -- The National Organization for Rare Disorders (NORD) today called upon Congress to put an immediate end to lifetime and annual health insurance caps. In a full-page ad in The Politico, a newspaper distributed widely on Capitol Hill, NORD said the current Senate health reform bill includes loopholes that would allow caps to continue for most Americans, contrary to what many people believe.

"NORD supports health care reform and welcomes the promises made by President Obama and Congress to eliminate lifetime and annual caps," said NORD President Peter L. Saltonstall. "However, under the current version of the Senate bill, caps would continue for several years for many people and would never be eliminated for others."

Private insurers often set lifetime or annual caps on the amount of health care coverage an individual may have. For Americans with chronic diseases, rare disorders, or major medical crises, this can lead to financial crisis or bankruptcy when insurance benefits are exhausted.

The health care reform debate has focused a spotlight on this problem. President Obama promised this fall that the caps would be eliminated under health reform, noting that insurance companies would "no longer be able to place some arbitrary cap on the amount of coverage you can receive in a given year or a lifetime." Originally, the Senate health reform debate also advocated eliminating the caps.

However, the current version of the Senate bill provides for "grandfathering" existing insurance plans so that existing plans would be subject to annual lifetime caps indefinitely. The bill also allows self-insured plans to impose annual or lifetime caps indefinitely, which means that many people with employer-provided insurance would still be subject to caps. Even when the bill would require eliminating caps, it would not require doing so for several years.

Earlier this fall, NORD sent a letter to all members of Congress and President Obama outlining four measures that it considers essential to any health reform plan: prohibiting discrimination based on pre-existing conditions; protecting patients against catastrophic out-of-pocket costs and lifetime or annual caps; prohibiting insurers from canceling policies as a result of medical diagnoses; and including tax credits and other direct financing support to assure that all Americans can afford coverage.

SOURCE National Organization for Rare Disorders (NORD)


'/>"/>
SOURCE National Organization for Rare Disorders (NORD)
Copyright©2009 PR Newswire.
All rights reserved

Related medicine news :

1. GAA Calls on President Obama to Make Good on His Nobel Peace Prize Speech
2. Consumer Watchdog Releases Coercive Lobbying E-Mail to Employees of United Health Group, Calls It Political Harassment of Workers
3. Medtronic, Inc. Recalls Quick-Set Infusion Sets
4. GAA Calls on President Obama to Act on the Reality of AIDS
5. GSI Group Calls Shareholders Meeting
6. RetireSafe Calls on Seniors to Grab their Bullhorns to Save Medicare from Rationed Care
7. Attorney Fred Pritzker Calls for Meaningful Food Safety Reform in Light of Food Poisoning Complications
8. FRC Calls on President Obama, Speaker Pelosi, and Senator Reid to Repudiate Diana DeGettes Religious Bigotry
9. VoiceNation Calls on TASterix as Their CRM Solution
10. AMA Calls on Congress to Pass H.R. 3961, Access to Care for Seniors and Military Families at Stake
11. Conference of International Experts Calls for a Focus on Well-Being and The Person in Health
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:2/22/2017)... ... February 22, 2017 , ... ... PRP, the latest innovation in the delivery of Platelet Rich Plasma (PRP). PRP ... and pain management, to accelerate tissue synthesis and provide a faster and more ...
(Date:2/22/2017)... ... February 22, 2017 , ... Forty-five percent of ... report that family members or friends have also commented about their poor hearing. ... wear hearing aids. One reason, suggested by 89 percent of American respondents, is ...
(Date:2/22/2017)... ... 2017 , ... Pet obesity in the U.S. continued to steadily increase in ... for Pet Obesity Prevention (APOP). During the ninth annual survey, APOP also found pet ... of corn and grains, value of raw and organic diets, and the best sources ...
(Date:2/22/2017)... Charleston, SC (PRWEB) , ... February 22, 2017 , ... ... one of several sponsors of the Medical University of South Carolina (MUSC) Center on ... in Mount Pleasant, SC. “MUSC’s Center on Aging is a tremendous resource in our ...
(Date:2/22/2017)... ... February 22, 2017 , ... Alto-Shaam is pleased to announce ... Oven offers up to four ovens in one. Control temperature, fan speed and ... evenness in cooking. Alto-Shaam has partnered with Appliance Innovation to introduce this game-changing ...
Breaking Medicine News(10 mins):
(Date:2/22/2017)... MELVILLE, N.Y. , Feb. 22, 2017 /PRNewswire/ ... has signed an exclusive distribution agreement with Rijuven, ... its CardioSleeve diagnostic device to medical practitioners. ... records synchronized electrocardiogram (ECG) and heart sound signals, ... via Bluetooth, and offers cloud-based analysis to help ...
(Date:2/22/2017)... HAYWARD, Calif. , Feb. 22, 2017  Applied Silver, ... Sue Barnes to the company,s advisory board. Ms. Barnes ... total, joining business, advertising, engineering, legal, and healthcare experts ... , John Goodrich , J. Tress Ritter , ... RN, BSN, CIC, FAPIC brings more than three decades of ...
(Date:2/22/2017)... DUBLIN , Feb. 22, 2017  Allergan ... is proud to be a Gold sponsor of ... National Educating America Tour." This tour commemorates AFA,s15 ... availability of services and programs. The tour will ... free memory screenings and displays of the AFA ...
Breaking Medicine Technology: