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Most States Fail to Protect Consumers Against Insurance Company Abuses
Date:6/12/2008

erage, often for necessary life-saving treatment for catastrophic illnesses. I will continue this aggressive fight to protect patients and reform the health insurance system."

"The individual insurance market regularly fails people battling cancer and those with a history of cancer," said Daniel E. Smith, president of the American Cancer Society Cancer Action Network. "This report highlights the difficulties that consumers with preexisting conditions and other medical problems often face when shopping for health insurance, and calls out the importance of improving access to quality, affordable health care for all Americans."

Some elected officials propose to reduce employer-sponsored health coverage and replace it with a more deregulated individual insurance market. This, according to Pollack, would be a big step backwards for health care consumers.

"Moving people from employer-sponsored group coverage to individual insurance, especially in a more deregulated context, would make a bad situation worse for health care consumers," said Pollack. "It would mean that more and more consumers would fall prey to abusive practices of too many insurance companies."

The findings in the Families USA report are based on a survey of all state insurance departments, as well as a compilation of the laws that each state has in place to protect health care consumers.

Families USA is the national organization for health care consumers. It is a nonprofit, nonpartisan organization that advocates for high-quality, affordable health care for all Americans.


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SOURCE Families USA
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