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More Companies, Workers Adopt Consumer-Directed Health Plans
Date:3/13/2008

100% enrollment CDHP (%)

2006 8% 5% 33%

2007 10% 5% 39%

2008 15% 6% 47%

The survey found that companies with at least half of their workforce enrolled in a CDHP had a two-year median cost trend of 3.6 percent, almost half that of companies without a CDHP. Overall, companies with a CDHP experienced a two-year cost increase trend of 5.5 percent versus 7 percent for companies without a CDHP.

Companies with 20 percent or more of their workforce enrolled in a CDHP are more likely to offer employees resources to manage their own health than non-CDHP companies. Health care cost management education is the tool most often offered by companies with a CDHP (77 percent versus 55 percent without a CDHP). Internet tools for side-by-side provider coverage comparisons are more prevalent among companies with a CDHP (76 percent versus only 49 percent). Almost three-quarters (74 percent) of CDHP companies offer tools to help workers make health care provider and service decisions, compared with only 43 percent of companies with no CDHP. Personalized reminders for preventative procedures are more common as well (60 percent versus 47 percent).

"As popularity of the consumer-driven approach grows, companies will be able to better manage costs and workers will take a more active interest in their own health care," said Helen Darling, president of the National Business Group on Health. "Actively involving more workers in their health care and giving them the resources to make educated decisions can be a challenge, but it should be embraced. The end result can be a mutually beneficial system for both companies and their workers."

Other findings:

-- Companies spent an average of $7,211 on health care per employee in

2007. This figure is expected to increase to $7,620 in 2008
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SOURCE Watson Wyatt Worldwide
Copyright©2008 PR Newswire.
All rights reserved

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