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Minnesota Becomes the Second State to Pass a Homeowners Bill of Rights
Date:6/5/2013

Twin Cities, Minnesota (PRWEB) June 05, 2013

Governor Mark Dayton signed Minnesota's Homeowner Bill of Rights on May 24th, representing strong support for struggling homeowners and homeowner rights legislation. It was down to the wire in concluding days of the 2013 Legislative Session that the Minnesota House of Representatives passed the Minnesota Homeowners’ Bill of Rights on a bipartisan and unanimous vote of 123-0. Shortly thereafter, the vote gained passage in the Minnesota Senate in a victory vote of 61-1, as reported by Minnesota reporter Eric Fought.

"It is encouraging to be in a state that takes such strong leadership to help keep families in their homes. Minnesota housing advocates have worked hard to see that a foreclosure cannot proceed until the servicer comes under legal compliance. Ensuring struggling homeowners with mortgages backed by Fannie Mae or Freddie Mac are well informed about opportunities to save their home, could in turn cut substantial costs of unnecessary foreclosures," says Jenna Thuening, owner of Home Destination.

Minnesota homeowner advocacy groups united together in efforts to have the following included in the Minnesota Homeowner Bill of Rights passage:

1) A ban on “dual tracking”

2) A private right of action for homeowners

3) Mandatory mediation between banks and homeowners in danger of losing their homes, got derailed after the banks’ involvement in drafting the legislation pushed it away. Mediation, however, could re-emerge as an issue in next ye
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