Navigation Links
Millions in U.S. Can't Afford Health Insurance
Date:7/21/2009

Obstacles mount when employer-based coverage is not an option, survey finds,,

TUESDAY, July 21 (HealthDay News) -- Most people in the United States who try to buy an individual health insurance policy on their own never end up getting coverage, often because the premiums are just too expensive, according to a new study.

A report by the Commonwealth Fund, a private foundation that supports independent research on health policy reform, found that roughly three of every four people who tried to buy a policy from the individual health insurance market in the past three years didn't get one. The main reason cited was premium cost. About 57 percent said it was very hard or even impossible to find coverage they could afford.

About 47 percent of the people surveyed said it was difficult or impossible to find a plan with the coverage they needed, and 36 percent reported being charged more or denied coverage because of a pre-existing condition or had the condition excluded from their coverage.

Called "Failure to Protect: Why the Individual Insurance Market Is Not a Viable Option for Most U.S. Families," the report compared the experiences of working-age adults with individual- and employer-based private health insurance.

It also found that people who bought health insurance in the individual market spend a lot more on premiums and deductibles than those with employer-based coverage.

The survey found that among U.S. adults with individual insurance, 64 percent spend $3,000 or more annually on premiums, whereas just 20 percent of those with employer-based insurance spend that much. Out-of-pocket expenses, including premiums, averaged $6,750 for people with individual market insurance, compared with $2,250 for those with employer-based plans.

"In our current system, millions of people without access to employer coverage have no affordable option for health insurance," said Karen Davis, president of the Commonwealth Fund. "To achieve a health-care system that works for all Americans, we need health-care reform that offers comprehensive, affordable health insurance to everyone regardless of their health status, premium subsidies to help families with low and moderate incomes afford health insurance, and requirements to ensure that no one is denied health insurance because of a health problem."

More information

The U.S. Agency for Healthcare Research and Quality offers a consumer guide to health insurance.



--Dennis Thompson



SOURCE: The Commonwealth Fund, news release, July 21, 2009


'/>"/>
Copyright©2009 ScoutNews,LLC.
All rights reserved  

Related medicine news :

1. Record-Breaking Internet Pharmacy Prosecution Nets Millions for Iowa Law Enforcement
2. TUG Procedure by Texas Health Dallas Cardiologist Offers Hope to Millions of Patients
3. NAM Launches Emergency Network System to Deliver Disaster Alerts and Health Warnings to Millions in Ethnic Communities
4. BCBSNC Customers Save Millions and Stay on Medications with Free Generics Program
5. New Interactive Tools From ACG Aim to Bring Hope to Millions of IBS Patients Searching for Relief
6. Senates Proposed Budget Threatens the Health of Millions of Pennsylvanians
7. Disability Activist Urges Obama to Escalate Stem Cell Research to End Paralysis For Millions of Americans
8. First-Time National Poll Confirms Neuropathy Hits Millions in Their Prime
9. Treatment Options Increase For Millions with Fibromyalgia
10. Millions of Youth Around the World Volunteer to Improve Communities
11. New Low-Cost Handheld Device offers Independence for Millions of Visually Impaired Americans
Post Your Comments:
*Name:
*Comment:
*Email:
Related Image:
Millions in U.S. Can't Afford Health Insurance
(Date:6/25/2016)... ... ... temporary closing of Bruton Memorial Library on June 21 due to a possible lice infestation, ... aspect of head lice: the parasite’s ability to live away from a human host, and ... necessary one in the event that lice have simply gotten out of control. , As ...
(Date:6/25/2016)... ... June 25, 2016 , ... Dr. Calvin ... injury. Recently, he has implemented orthobiologic procedures as a method for treating his ... of the first doctors to perform the treatment. Orthobiologics are substances that orthopaedic ...
(Date:6/24/2016)... , ... June 24, 2016 , ... Those who have ... these feelings, many turn to unhealthy avenues, such as drug or alcohol abuse, as ... Michigan, has released tools for healthy coping following a traumatic event. , Trauma sufferers ...
(Date:6/24/2016)... ... 2016 , ... Global law firm Greenberg Traurig, P.A. announced that 20 Florida ... their peers for this recognition are considered among the top 2 percent of lawyers ... as members of this year’s Legal Elite Hall of Fame: Miami Shareholders Mark ...
(Date:6/24/2016)... ... 2016 , ... People across the U.S. are sharpening their pencils and honing ... contest in which patients and their families pay tribute to a genetic counselor by ... Society of Genetic Counselors (NSGC) Annual Education Conference (AEC) this September. , In ...
Breaking Medicine News(10 mins):
(Date:6/24/2016)... Mass. , June 24, 2016   Pulmatrix, ... pharmaceutical company developing innovative inhaled drugs, announced today that ... Russell Investments reconstituted its comprehensive set of ... "This is an important milestone for Pulmatrix," ... will increase shareholder awareness of our progress in developing ...
(Date:6/24/2016)... , June 24, 2016  Arkis BioSciences, a ... invasive and more durable cerebrospinal fluid treatments, today ... The Series-A funding is led by Innova Memphis, ... and other private investors.  Arkis, new financing will ... and the market release of its in-licensed Endexo® ...
(Date:6/23/2016)... , June 23, 2016 Research and ... Global Market - Forecast to 2022" report to their ... treatment method for the patients with kidney failure, it replaces ... fluid from the patient,s blood and thus the treatment helps ... and chloride in balance. Increasing number of ...
Breaking Medicine Technology: