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Micro-Businesses Offer Strong Opinions On Health Reform Proposals
Date:6/23/2009

g tax credits to businesses and the self-employed to offset health care costs and reforming the tax treatment of health coverage so that, regardless of whether health insurance is purchased individually or accessed through an employer, the worker receives the same tax benefits.
  • The majority of respondents were neutral on a recent suggestion of a cap on the employer exclusion. However, there were quite a few who strongly opposed such a cap.
  • Half of all respondents strongly opposed the recommendation to make taxable money utilized from Health Reimbursement Arrangements (HRAs) and Flexible Spending Accounts (FSAs) to pay for health costs. Currently these funds are tax-free.
  • When asked about a small business exemption to coverage mandates, 38 percent felt that using the number of employees as a benchmark was the right approach to determine the exemption. However, a number of respondents chose "Other" and indicated that an exemption should be made based on a combination of factors, such as number of employees and revenue.

  • Many survey respondents gave specific comments on the public option, mandates and other issues impacting the health care reform conversation. Here is a sample of perspectives received:

    I do not think the government should become an insurer. I do think the government should regulate private insurers more.

    I do not agree with the government mandating how businesses should run. They have been unsuccessful with their own budgets. What qualifies them to stipulate this to successful businesses?

    The federal government would be too large and not specific enough to meet my individual needs. Plus, I believe strongly that the quality of care provided by the government would be worse.

    Employers should not provide coverage. Let individuals subscribe to whatever plan they want
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    SOURCE National Association for the Self-Employed
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