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Micro-Businesses Offer Strong Opinions On Health Reform Proposals
Date:6/23/2009

in the same manner as the federal government, these entrepreneurs would have been out of business a long time ago. Likewise, business owners do not feel that they should put their health care in the government's hands via a public health plan."

When asked about various market reforms, micro-businesses were most supportive of these choices:

  • Create an exchange or marketplace to facilitate the purchase of quality, affordable health coverage by allowing small businesses and individuals to easily compare and purchase the plans of their choice;
  • Require health insurance carriers to provide health insurance to all those who apply regardless of their health status;
  • Allow small businesses to group together via associations or organizations to purchase health insurance; and
  • Create non-profit insurance cooperatives across the country, organized by the government but owned by the cooperative members, in which small businesses and uninsured individuals can purchase health coverage.

As health care costs continue to rise and the current system lacks equitable tax treatment of health care costs for the self-employed, micro-businesses are stronger than ever in their opposition to federally imposed mandates. Respondents were more amenable to the idea of mandates if they received a considerable subsidy, such as a health tax credit, that would help them defray costs.

According to Kristie Arslan, "the ailing economy makes it difficult for this segment of the business population to survive an employer or individual mandate. However, the micro-business community is willing to compromise and accept a mandate, if and only if it is accompanied by meaningful financial assistance."

Other key findings:

  • The top two health tax proposals favored by micro-businesses are providin
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SOURCE National Association for the Self-Employed
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