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Medicationdiscountcard.com Issues Advisory: Health Insurance Plans Do Not Cover Many Common Prescription Medications
Date:7/24/2013

Houston, TX (PRWEB) July 24, 2013

Prescription benefit plans are often not as inclusive as insurance companies would have consumers believe. When it comes time to fill a new prescription, sticker shock is an unfortunate side effect when consumers are forced to pay full price for a necessary medication. Medicationdiscountcard.com is eager to help people avoid this outcome and realize significant savings on their prescriptions. The site provides free, printable discount cards that can fill in the gaps in insurance coverage.

Insurance plans vary widely in their handling of prescription drug costs. Many carriers organize drugs into tiers, each representing a different copay level. Few if any carriers provide savings on all possible prescriptions. The list of drugs not typically covered by insurance is long. Many times, the following types of drugs do not qualify for insurance coverage:

•Smoking cessation drugs
•Weight-loss drugs
•Cosmetic drugs, such as hair regrowth solutions
•Hypnotics and sedatives
•Contraceptives and fertility aids
•Prenatal vitamins
•Immunizations and vaccines
•Diagnostic supplies and devices

Another concern is that many insurance plans do not cover new or brand name prescription drugs. When a generic formulation is not yet available, consumers are burdened with paying full price for medications.

"Just because certain prescription drugs are not covered by insurance doesn't mean that they're not essential for many consumers," explained Medicationdiscountcard.com's Jeremy Duboys. "Fertility aids are a great example. Retail prices on some of these medications are surprisingly high. Likewise, long-term prescriptions for things like diagnostic supplies can absorb a significant chunk of consumers' household budgets. Our medication discount card helps people keep more money in their wallet, which is a valua
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