Navigation Links
Marketing loans for fertility treatments raises ethical concerns
Date:12/9/2013

An increase in the number of lenders specializing in loans for fertility treatments enables more people to afford the treatments, but it also raises ethical concerns, concludes a commentary in the Hastings Center Report. Among the concerns, doctors are marketing the loans to their patients, and some of these doctors have financial ties to specific lenders. The commentary calls for assessment and oversight of the practice.

The emergence of "fertility loans" is a response to the high cost of many fertility procedures, including in vitro fertilization and the use of donor gametes. Cost is the main obstacle to obtaining assisted reproduction in the United States, according to the commentary, because many patients have insufficient, if any, insurance coverage.

"In facilitating the process to obtain credit and, in some instances, benefiting financially through equity ownership in private lending firms, participating physicians declare this a 'win-win situation' with no clear conflict of interest," writes the author, Alisa Von Hagel, an assistant professor of political science at the University of Wisconsin-Superior. But she disputes this view.

While taking out loans to help pay for medical procedures is not uncommon in the United States, Von Hagel writes that "given the emotional and psychological vulnerability of patients seeking fertility treatments, it has unique implications for this population."

There is no law or regulation that assures that patients receive complete information about their financing, and physicians and clinics are not required to disclose their financial ties to lenders. "For individuals or couples willing to do whatever it takes to produce a child, the availability and promotion of these loans may encourage interventions that hold little chance at success, exacerbating the anguish of infertility," writes Von Hagel. "The question thus arises whether this better serves to enhance the reproductive autonomy of patients or the profit margins of fertility clinics and physicians."

Aside from the risk to patient care, Von Hagel says that marketing fertility loans poses ethical risks to the medical profession, potentially weakening patients' trust in fertility specialists. "Failing to evaluate and respond to the ethical concerns created by the loans may lead to a decline in the public's estimation of this medical field, particularly if apparent abuses of patient trust emerge," she writes.

Von Hagel says that the consequences of doctors marketing fertility loans are unknown, but she recommends that a board such as the Ethics Committee of the American Society for Reproductive Medicine review the practice and the financial ties between doctors and lenders. "Assessment and oversight of this practice need not be an overtly paternalistic effort to deprive patients of decision-making authority," she concludes. "Rather, it should contain an honest evaluation of the loans and their genuine benefit."


'/>"/>

Contact: Susan Gilbert
gilberts@thehastingscenter.org
845-424-4040 x244
The Hastings Center
Source:Eurekalert

Related medicine news :

1. TAG Marketing Announces CrossFit and MMA Training Now at Gold's Gym Clermont
2. Finn’s JM&J Insurance Agency Unveils Custom Virtual Insurance Office and New Digital Marketing Campaign
3. TAG Business Welcomes BrightStar Care of East Seminole County in Orlando and Launches Cutting Edge Local Internet Marketing Campaign for Home Health Care Service
4. Lampe-Batkin Associates Unveils Its New Custom Virtual Insurance Office and Digital Marketing Campaign
5. Marketing firm launches website to assist small professional service businesses with social media marketing programs.
6. Digital Marketing Service For Plastic Surgery Sector Launched By Strategic Medica
7. TAG Business Strategies Welcomes Gold's Gym Indianapolis to their Client List and Launches Internet Marketing Campaign
8. G4S Technology LLC Appoints Sam Belbina as Company President, Ed Pedersen as Senior Vice President of Sales and Marketing, and Bob Sommerfeld as Chairman of the Board
9. Clarity Quest Marketing Earns Bing Ads Accredited Professional Recognition from Microsoft
10. oGoing Launches Android App for Small Business Social Media Marketing, Online Networking and Lead Generation
11. Progressive Dental Marketing CEO Cites Mutual Benefits of Strategic Referral Partnerships
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:5/4/2016)... ... May 04, 2016 , ... NCPDP ... opened on Tuesday with Frank Luntz, sharing a dynamic, bi-partisan environmental scan of ... deep dive on NCPDP’s model solution to help stem the tide of the ...
(Date:5/4/2016)... ... May 04, 2016 , ... The RIDER Institute announces ... of DRACO broad-spectrum antiviral therapeutics. DRACOs have proven effective against all 18 viruses ... 2016 at http://igg.me/at/EndTheVirus and runs for 60 days, we are raising ...
(Date:5/4/2016)... ... May 04, 2016 , ... a2z, ... Society™ and Canadian Association for Enterostomal Therapy (CAET) will be utilizing powerful ... planning tools to attendees and exhibitors for the 2016 WOCN Society & CAET ...
(Date:5/4/2016)... , ... May 04, 2016 , ... May kicked off ... people across the United States. Dermatologist Dr. Ellen Turner is encouraging her patients, as ... advice and focus on skin safety and health now and in the future. , ...
(Date:5/4/2016)... MO (PRWEB) , ... May 04, 2016 , ... Recognizing ... newly launched health brand, Verywell, have tapped David Katz, MD, MPH, president ... , “Our shared devotion to lifestyle medicine is especially gratifying,” said Katz. “There ...
Breaking Medicine News(10 mins):
(Date:5/4/2016)... Israel , May 4, 2016 ... today that BiondVax,s CEO, Dr. Ron Babecoff , will ... New York City . On Thursday, ... Pioneers 2016, a conference presented by Joseph Gunner ... The BiondVax presentation that Dr. Babecoff will be ...
(Date:5/4/2016)... D.C. , May 4, 2016 ... member companies concluded a series of free workshops ... in global requirements for Good Distribution ... of quality assurance which ensures that products are consistently stored, ... the marketing authorization (MA) or product specification. Only a ...
(Date:5/4/2016)... 2016 Research and ... Acute Ischemic Stroke Market and Competitive Landscape ...      (Logo: http://photos.prnewswire.com/prnh/20160330/349511LOGO ... Stroke Market and Competitive Landscape Highlights 2016, ... pipeline products, Acute Ischemic Stroke epidemiology, Acute ...
Breaking Medicine Technology: