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Markel Expands Classes for Contagion Risk with OUTBREAK(R) Extra Expense Coverage
Date:10/22/2007

RICHMOND, Va., Oct. 22 /PRNewswire-FirstCall/ -- Markel Corporation announced today that it is expanding the classes eligible for Contagion Risk with OUTBREAK(R) Extra Expense coverage to include public entity business, including school districts.

According to Scott Rohr, vice president of Markel Re's Public Entity Operations, the company will write OUTBREAK(R) Extra Expense for any commercial entity. "However," Rohr states, "the coverage is perfectly suited for schools. They are a natural breeding ground for contagion because students are always in close contact with one another and with staff. Contagious events continue to occur, including the Norwalk virus, antibiotic-resistant staph (MRSA), and even TB."

OUTBREAK(R) Extra Expense provides a per-day limit for each location where operations have been suspended by a public health official. Further, the product adds a workplace violence component and limited coverage for suspension resulting from illness generated by mold/fungus. The policy proceeds can be used at the insured's discretion to offset loss incurred due to a covered suspension such as lost revenue, decontamination/disinfection, and public relations expense. Product designer Barrett Hubbard, vice president of Markel Re, says, "Part of the difficulty with contagion risk is the psychological risk associated with a closure due to contagion. It is unlike a fire or other physical loss-customers or, in the case of schools, parents and students-want to feel absolutely certain it is safe to return to the premises. That usually involves specialized cleaning methods, testing, and clear communications."

OUTBREAK(R) Extra Expense is available through the following Markel Companies: Essex Insurance Company, Shand Morahan/Evanston Insurance Company, Markel Underwriting Managers, Markel Southwest Underwriters and Markel Re.

Markel Corporation markets and underwrites specialty insurance products and programs for a variety of niche markets.
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