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MVP Health Care Eliminates Potential Health Insurance Coverage Gap for Many Young Adults
Date:4/27/2010

Proactive measure will help parents keep their children insured until new provisions of health care reform law take affect

Schenectady, NY (Vocus) April 27, 2010 -- MVP Health Care announced today that it is taking steps to prevent a gap in health insurance coverage for many young adults in New York, Vermont and New Hampshire.


MVP’s action means that dependents up to age 26 who are currently covered on their parents’ health benefit plans will retain their coverage until the dependent coverage provisions of Federal health care reform take effect beginning in September.

Each year, especially around June following college graduations, many young adult college students who have been covered on their parents’ health insurance plans through student waivers "age off" their parents’ policy. Federal Health care reform legislation, signed into law last month, addressed this issue by extending the dependent age for coverage to 26. This new law, however, applies to policy renewals after Sept. 23, 2010. As such, many dependents would have faced a coverage gap during the months before this provision is fully implemented, which could take as long as a year in some cases.

"This is the right thing to do, and it is something we can do now,” said David W. Oliker, MVP Health Care President and CEO. “Realizing that this component of health care reform legislation would not be phased in for several months – after many young people lose their coverage because of their age, student status, or other factors – we concluded that it was vital to close this gap and extend coverage.”

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