Navigation Links
Low-Income Families Hit Harder by High Deductibles
Date:11/23/2010

TUESDAY, Nov. 23 (HealthDay News) -- Low-income American families with high-deductible health plans are more likely to delay or forgo medical care due to cost than high-income families with similar coverage, a new study finds.

Researchers surveyed 141 low-income families (household incomes less than 300 percent of the federal poverty level) and 273 higher-income families who had high-deductible health plans in 2009.

Overall, low-income families were more likely than higher-income families to say they had delayed or not sought care because of the cost (57 percent versus 42 percent, respectively). This included care for an adult (51.1 percent versus 34.8 percent), care for a child (24.1 percent versus 13.9 percent) and operations or procedures (19.8 percent versus 6 percent).

"Respondents from lower-income families were no more likely than those from higher-income families to find their health plan difficult to understand, or feel their family was not well protected from out-of-pocket health care expenses," wrote Dr. Jeffrey T. Kullgren, a Robert Wood Johnson Foundation Clinical Scholar, Philadelphia VA Medical Center, the University of Pennsylvania, Philadelphia, and colleagues. "In addition, respondents from lower-income families were no less likely than respondents from higher-income families to report having tried to find out in advance whether they would have to pay for a specific service before meeting their deductible limit, or how much they would have to pay for a service since joining their health plan."

The study appears in the Nov. 22 issue of the Archives of Internal Medicine.

"These findings suggest that physicians have a central role to play in helping their patients navigate the challenges of decision-making in high-deductible health plans," the study authors concluded.

"Beyond the implications for clinicians, our findings have important implications for federal health reform," they concluded. "Reform legislation that establishes an individual health insurance mandate could lead more families to enroll in plans with high levels of cost-sharing, as has been seen following the implementation of coverage mandates in Massachusetts. If more families do enroll in high-deductible health plans, policymakers should consider strategies to support patients facing high levels of cost-sharing."

More information

The U.S. Agency for Healthcare Research and Quality has more about health insurance.

-- Robert Preidt

SOURCE: JAMA/Archives journals, news release, Nov. 22, 2010


'/>"/>
Copyright©2010 ScoutNews,LLC.
All rights reserved  

Related medicine news :

1. Study identifies barriers to successful treatment of children with sarcoma in low-income countries
2. Medical home care approach improves efficiency and care at clinic for low-income families
3. Low-Income Children Not Getting Adequate Dental Care
4. Counseling increased mammography use among low-income women with health insurance
5. Pediatricians find link between cumulative hardships and health in low-income young children
6. Case managers help low-income women receive more timely breast cancer diagnosis
7. Study: Kidney disease a big risk for younger, low-income minorities
8. K-State Study Finds Abundance of Food Stores, Not Lack of Them, Puts Low-Income Women In Small Cities at Higher Risk of Obesity
9. Companies Can Motivate Families to Live Healthier
10. Death at home less distressing for cancer patients and families
11. Survey of coastal residents shows Gulf oil spill has significant impact on families
Post Your Comments:
*Name:
*Comment:
*Email:
Related Image:
Low-Income Families Hit Harder by High Deductibles
(Date:6/26/2016)... ... June 26, 2016 , ... ... they have been diagnosed with endometriosis. These women need a treatment plan to ... a comprehensive approach that can help for preservation of fertility and ultimately achieving ...
(Date:6/25/2016)... ... , ... First Choice Emergency Room , the largest network of independent ... Director of its new Mesquite-Samuell Farm facility. , “We are pleased to announce ... Dr. James M. Muzzarelli, Executive Medical Director of First Choice Emergency Room. , ...
(Date:6/24/2016)... Angeles, CA (PRWEB) , ... June 24, 2016 , ... ... surgery procedures that most people are unfamiliar with. The article goes on to state ... procedures, but also many of these less common operations such as calf and cheek ...
(Date:6/24/2016)... Fla. (PRWEB) , ... June 24, 2016 , ... Global ... Trend magazine’s 2016 Legal Elite. The attorneys chosen by their peers for this recognition ... Florida. , Seven Greenberg Traurig Shareholders received special honors as members of this year’s ...
(Date:6/24/2016)... ... June 24, 2016 , ... EB Medicine presented its first-ever ... Medicine conference in Ponte Vedra Beach, FL. The awards honor the outstanding work ... Practice and Pediatric Emergency Medicine Practice. , “With this award, we recognize ...
Breaking Medicine News(10 mins):
(Date:6/23/2016)... , June 23, 2016  MedSource announced ... as its e-clinical software solution of choice.  This ... best possible value to their clients by offering ... The preferred relationship establishes nowEDC as the EDC ... for MedSource,s full-service clients.  "nowEDC has long been ...
(Date:6/23/2016)... Calif. , June 23, 2016 Any dentist ... many challenges of the current process. Many of them do ... of the technical difficulties and high laboratory costs involved. And ... to offer it at such a high cost that the ... it. Dr. Parsa Zadeh , founder of ...
(Date:6/23/2016)... June 23, 2016  In a startling report released today, ... residents by lacking a comprehensive, proven plan to eliminate prescription opioid ... ranking of how states are tackling the worst drug crisis in ... states – Kentucky , New Mexico ... . Of the 28 failing states, three – ...
Breaking Medicine Technology: