Navigation Links
Long Term Care - A Health Qualifying Product
Date:6/5/2008

ONTARIO, Calif., June 5 /PRNewswire/ -- Baby boomers and senior boomers are getting bombarded with sales pitches about their futures, their retirement and getting old. Don't let the whirlwind messages and slick marketing put you on the fast track to a bad decision, says Frank N. Darras, the nation's leading disability and long term care insurance lawyer.

(Photo: http://www.newscom.com/cgi-bin/prnh/20070717/NYFNSC02)

"First of all, it is important to take your time and make the very best choice for you and your family," says Darras, who has counseled clients on disability and long term care insurance issues for more than 20 years. See http://www.darrasnews.com.

Most folks don't start considering Long-Term Care until they are approaching age 60, but a key ingredient in the decision to purchase is your family's health history.

"Many advisors who sell Long-Term Care policies agree that people who have family health histories of cancer, heart attacks and a myriad of other deadly diseases, would be well advised to consider purchasing Long-Term Care at an earlier age. In these circumstances, age is less the determinant than critical health issues," says Darras.

Purchasing coverage to protect you when you get old is very personal and policyholders should consider shopping earlier in life when the premiums are less expensive.

"Do plenty of research, pick your LTC carrier wisely," says Darras. "Understand as we age, our health history may prevent us from qualifying for Long-Term care, so consider your options early on."

Darras advises that it is important to read and understand the language in your policy and know the definition of skilled care, intermediate care and custodial care. Your choice of policies should include those that pay for all three categories including care given by non-professionals, such as family members or friends in the comfort of your own home. Make sure you don't need a written plan of care by your doctor or your carrier before you incur service charges.

To ensure you and your family are protected, get a sound second opinion. Your Long-Term Care decisions should prevent you from outliving your retirement nest egg and becoming a burden to those you love, no matter what your age." says Darras.

For more information see http://www.darrasnews.com or call toll free 800-458-4577.
Available Topic Expert(s): For information on the listed expert(s), click appropriate link. Frank N. Darras https://profnet.prnewswire.com/Subscriber/ExpertProfile.aspx?ei=39767


'/>"/>
SOURCE Frank N. Darras
Copyright©2008 PR Newswire.
All rights reserved

Related medicine news :

1. Penn study finds pro-death proteins required to regulate healthy immune function
2. UCLA researchers identify markers that may predict diabetes in still-healthy people
3. Air pollution linked to cardiovascular risk indices in healthy young adults
4. More proof needed of safety and quality of electronic personal health records
5. Health care incentive model offers collaborative approach
6. Loneliness is bad for your health
7. Mailman School of Public Health study examines link between racial discrimination and substance use
8. Green Tea May Brew Up Healthier Skin
9. For Health Info, Women Often Turn to the Web
10. Record Number of Americans Lack Health Insurance
11. U.S. Research Funding Continues to Flatten as U.S. Health Costs Climb - in August 31 Science
Post Your Comments:
*Name:
*Comment:
*Email:
(Date:6/26/2016)... ... June 26, 2016 , ... Many women are confused ... endometriosis. These women need a treatment plan to not only alleviate symptoms and ... help for preservation of fertility and ultimately achieving a pregnancy. The specialists at ...
(Date:6/25/2016)... ... 2016 , ... "With 30 hand-drawn hand gesture animations, FCPX users can easily ... of Pixel Film Studios. , ProHand Cartoon’s package transforms over 1,300 hand-drawn pictures ... . Simply select a ProHand generator and drag it above media or text in ...
(Date:6/25/2016)... ... June 25, 2016 , ... On Friday, June 10, Van Mitchell, Secretary of ... award to iHire in recognition of their exemplary accomplishments in worksite health promotion. , ... Workplace Health & Wellness Symposium at the BWI Marriott in Linthicum Heights. iHire was ...
(Date:6/24/2016)... ... , ... June 19, 2016 is World Sickle Cell Observance Day. In an ... of holistic treatments, Serenity Recovery Center of Marne, Michigan, has issued a ... Cell Disease (SCD) is a disorder of the red blood cells, which can cause ...
(Date:6/24/2016)... CA (PRWEB) , ... June 24, 2016 , ... ... is now offering micro-osteoperforation for accelerated orthodontic treatment. Dr. Cheng has extensive experience ... Damon brackets , AcceleDent, and accelerated osteogenic orthodontics. , Micro-osteoperforation is ...
Breaking Medicine News(10 mins):
(Date:6/23/2016)... -- Guerbet announced today that it has been named a ... One of 12 suppliers to receive the ... of Premier members through exceptional local customer service and ... lower costs. "We ... customer service from Premier," says Massimo Carrara , ...
(Date:6/23/2016)... June 23, 2016 Research and ... Procedure Volumes: Global Analysis (United States, China, Japan, Brazil, ... report to their offering. ... for healthcare business planners, provides surgical procedure volume data ... trends with an in-depth analysis of growth drivers and ...
(Date:6/23/2016)... The Biotechnology industry might still ... great opportunities to investors. Stock-Callers.com assesses the recent performances ... XON ), Vertex Pharmaceuticals Inc. (NASDAQ: ... ARNA ), and Regeneron Pharmaceuticals Inc. (NASDAQ: ... your complimentary trade alerts at: http://stock-callers.com/registration ...
Breaking Medicine Technology: