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Lincoln Financial Group Announces Family Care Reimbursement Benefit Rider on LTD Policies
Date:4/7/2009

PHILADELPHIA, April 7 /PRNewswire-FirstCall/ -- Lincoln Financial Group (NYSE: LNC) today announced the introduction of a Family Care Reimbursement Benefit rider on its group long-term disability (LTD) insurance product. Lincoln already offers one of the most generous LTD policies on the market and -- with the addition of this optional benefit -- employers now have another solution to help partially disabled insureds overcome family care cost concerns as they try to return to work.

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"Lincoln recognizes that there are often more than just physical challenges facing an insured during the transition back to work," said Bob Risk, Senior Vice President, Group Sales. "Lincoln's new Family Care Reimbursement Benefit rider helps remove the barrier of increased dependent care costs faced by partially disabled workers."

During this period of partial disability, insureds (including those who are part of the "sandwich generation" -- caring for young children and/or elderly parents) often face additional concerns. They may need to find and pay for child care, or care for a spouse or elder parents who are incapable of living on their own. In fact, one out of eight Americans age 40-60 is raising a child and caring for a parent at home(1). For those also affected by disability, the cost of dependent care can be a serious concern.

"The Family Care Reimbursement Benefit was designed to help employees who find themselves in a disabling situation, but are still expected to care for their family members," said Risk. "It provides an additional reimbursement opportunity to an insured who is trans
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SOURCE Lincoln Financial Group
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