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Limited Healthcare Benefits Pushing Seniors and Retirees to Medical Travel Alternatives
Date:8/30/2013

Houston, TX (PRWEB) August 30, 2013

Many employers in the U.S. have dramatically reduced or terminated their retirement benefits. This combination of weaker public and private retirement programs is putting enormous financial risk on American retirees. For many years, retirees and seniors have looked to Social Security and Medicare as their core benefits in a comprehensive retirement program. Over the past two decades however, inflation and skyrocketing healthcare costs have outpaced these healthcare benefits. Changes in accounting regulations have also made it financially difficult for employers to continue providing healthcare and retirement programs.

SmartCare executive Rick Huntington commented on the issue during a recent interview: “Over the past ten years there’s been a dramatic reduction in the number of physicians practicing and the number of college graduates entering medical school. Oftentimes, doctors leaving their practice are doing so because Medicare reimbursements to physicians and healthcare providers have been reduced substantially on a relative basis to keep the program solvent in the face of escalating healthcare costs. Many retirees in this country have already experienced the difficulty of finding a doctor who still accepts Medicare. The complexity and anticipated reimbursement levels under new healthcare reform laws threaten to exacerbate the problem.”

Most major medical and dental conditions emerge later in life and effective treatments and procedures are generally expensive. Over 80% of the medical expenses Americans are likely to incur in their lifetime will occur during retirement years. An increasing number of U.S. seniors are foregoing medical and dental treatments rather than utilizing funds from their retirement accounts. This could have catastrophic results as health problems never entirely subside, but worsen and become more expensive to treat.

Seniors and retirees
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